Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi guys, just in the process of filing the small claims court N1 form but just wanted to ask a few things if anyone can help. On the bottom of the form it has a space for solicitors fees, and i wasnt sure what to put in there as i was hoping there wouldnt be any! Also the interest charges that you claim back does that include the standard monthly charge that they issue for being in you overdraft? Any helo would be much appreciated, cheers.
Unless you have employed a solicitor, then the charges will be Nil.
I have previously included my costs in the main details section, ie postage, DPA etc- although strictly speaking you are not entitled to these through the small claims process.
You have mentioned interest, however I am not sure what you are claiming. Unless you have specified what many call "contractual interest" at the prelim lba stages there is no interest. If you mean the interest they have charged you on the charges then that should have been specified in your claim. If you mean the 8% statutory interest once the claim begins then that is easy to calculate using the templates.
If all the above confuses you, then you need to read through the many FAQs and threads available.
Good luck .............
There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.
Read through the FAQ Section.... Use these links :grin:
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My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.
Halicrap - Full settlement 12/06 £408.34
Crapitol 1 - Settled in Full 27/04/07 £15808-)
All & Pester - Claim served £5695 4/09, Stayed
Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09
Lloybles - No CCA, CPR disclosure notices served.
Hi thanks for the link have downloaded a copy already, and filled out the relevent info, do i just send all 3 copies to the court and not need to send anything to the Bank? Also do you know if you have to send a full copy of every bank statement sowing the charges incurred? Sorry to be a pain! Thank you!
All you need is the completed N1, your schedule of charges etc. You only supply the copies to the court, the court serve it on the bank for you - hence the court fee!!
I personally take the N1 to the court and get them to check it .......
Good luck .........
There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.
Read through the FAQ Section.... Use these links :grin:
Like what I say show - add to my reputation (click the scales!)
My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.
Halicrap - Full settlement 12/06 £408.34
Crapitol 1 - Settled in Full 27/04/07 £15808-)
All & Pester - Claim served £5695 4/09, Stayed
Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09
Lloybles - No CCA, CPR disclosure notices served.