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hi everyone i have just started my claim against RBS. total 3,---- with interest 4,---- i sent my letter of requesting payment on the 16 february 2007 and to date had no reply. i telephoned them today and they informed me that due to the large volume of complaints that it would take 5-6 to look at my claim and anybodys. i sent them a second letter stating that at they have ignored the previous letter, i would commence court proceedings in 7 days. IT is clear that they are not going to reply what shall i do.
help please ,baby k.
where did you get your letters from ? how long did you give them in the first letter ?
when you have answered above I will explain what you can do next as you haven't given them enough time in your second letter .
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
hi everyone i have just started my claim against RBS. total 3,---- with interest 4,---- i sent my letter of requesting payment on the 16 february 2007 and to date had no reply. i telephoned them today and they informed me that due to the large volume of complaints that it would take 5-6 to look at my claim and anybodys. i sent them a second letter stating that at they have ignored the previous letter, i would commence court proceedings in 7 days. IT is clear that they are not going to reply what shall i do.
help please ,baby k.
hi
did not make my information clear i am requesting 3,882 charges without intest and 4,999 with intrest at 8% if i was to go to court.
my letter, which i downloaded from martins moneytips,gave them 14 days to reply and i stated in my eairler post when i telephoned them they said they would not look at any claims for 5-6 weeks, due to the large volume of complaints.
hi i am claiming 3,822 charges from the bank, with intrest this amouts to 4,999 if i was to go to court . i sent letter on 16 february which informed them that they had 14 days to reply to my request for charges . they did not reply ,i telephoned them and they said they were not looking at any claims for 5-6 weeks, due to volume of work ,these charges had created. i then sent them 2nd down loaded letter from martins money tips . which gives them 14 days to reply before sarting court proceedings i changed this timescale to 7 days as they had ignored all previous letters. i am unsure what do to do next. should i wait the 5-6 weeks or commence court proceedings within the 7 days.
babyk
Your money, your timescales, dont let them tell you what the timescales are. Continue with your own and commence legal proceedings once this time has elapsed, they are trying to buy more time by stalling, treat them as they have treated you over the years.
Baby, you mention using Martin's letters. Can I ask then, if the "interest" that has swelled your claim from 3822 to 4999 is the addition of 8% interest or is it for overdraft interest or a mix of the both?
If my post has been useful, tip my scales and let me know
I Have A Court Date For The 21st March, Not Sure What To Take And Say When I Get There. Was Hoping To Get An Out Of Court Settlement But Not Received Any Contact From Them.
Can Anyone Help.
Julie -best to start a thread for this in the RBS forum, this is 'hijacking' BabyK's thread. Click here to do so and in your post say what the letter from the court said.
hi its babyk
does any one think that the banks are stalling ,as they are waiting for the the ruling on bank charges due the i end of march or april , which means there unlickley to response to anyone pror to this date.
does any one know how long the court process takes.
thanks
I don't think they're stalling any more than they were before, remember the OFT report on credit cards made no difference to those sorts of claims and I suspect the bank report will have just as much (little) impact.
Remember stick to your timetable. Once you issue your claim it takes about 28 days to know if the bank will defend or cave in. If they defend it can take between a few weeks and months to get a final hearing, depending on how busy your local court is (if you claim online and they defend it gets transferred to the court nearest you).