Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: babyk vrs RBS

  1. #1
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    Unhappy babyk vrs RBS

    hi everyone i have just started my claim against RBSicon. total 3,---- with interesticon 4,---- i sent my letter of requesting payment on the 16 february 2007 and to date had no reply. i telephoned them today and they informed me that due to the large volume of complaints that it would take 5-6 to look at my claim and anybodys. i sent them a second letter stating that at they have ignored the previous letter, i would commence court proceedings in 7 days. IT is clear that they are not going to reply what shall i do.
    help please ,baby k.


  2. #2
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    Default Re: rbs

    total 3,---- with interesticon 4,----
    what does the 3 and 4 mean ??

    where did you get your letters from ? how long did you give them in the first letter ?

    when you have answered above I will explain what you can do next as you haven't given them enough time in your second letter .


    When you want to fool the world, tell the truth.

    Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
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  3. #3
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    Default Re: rbs

    Quote Originally Posted by babyk View Post
    hi everyone i have just started my claim against RBSicon. total 3,---- with interesticon 4,---- i sent my letter of requesting payment on the 16 february 2007 and to date had no reply. i telephoned them today and they informed me that due to the large volume of complaints that it would take 5-6 to look at my claim and anybodys. i sent them a second letter stating that at they have ignored the previous letter, i would commence court proceedings in 7 days. IT is clear that they are not going to reply what shall i do.
    help please ,baby k.
    Hi babyK
    I guess the 3--- and 4--- refers to an amount you are claiming?
    Please start a thread in your banks forum via this link;
    http://www.consumeractiongroup.co.uk...newthread&f=18

    Read the faq's
    http://www.consumeractiongroup.co.uk...se-read-these/
    Use the template letters here stick to the timescale as the banks are busy
    http://www.consumeractiongroup.co.uk...lates-library/
    Read the successes in your banks forum, for a feel of the process.

    If you need any instant help go to live chat, lots of people there willing to offer advice.

    Good Luck,
    Happyolddog.

    If my advice helps please tip the scales, Left.


  4. #4
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    Default Re: rbs

    hi
    did not make my information clear i am requesting 3,882 charges without intest and 4,999 with intrest at 8% if i was to go to court.
    my letter, which i downloaded from martins moneytips,gave them 14 days to reply and i stated in my eairler post when i telephoned them they said they would not look at any claims for 5-6 weeks, due to the large volume of complaints.

    thanks baby k


  5. #5
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    Unhappy rbs 5-6 wait untill they even read letter.

    hi i am claiming 3,822 charges from the bank, with intrest this amouts to 4,999 if i was to go to court . i sent letter on 16 february which informed them that they had 14 days to reply to my request for charges . they did not reply ,i telephoned them and they said they were not looking at any claims for 5-6 weeks, due to volume of work ,these charges had created. i then sent them 2nd down loaded letter from martins money tips . which gives them 14 days to reply before sarting court proceedings i changed this timescale to 7 days as they had ignored all previous letters. i am unsure what do to do next. should i wait the 5-6 weeks or commence court proceedings within the 7 days.
    babyk


  6. #6
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    Default Re: rbs 5-6 wait untill they even read letter.

    Your money, your timescales, dont let them tell you what the timescales are. Continue with your own and commence legal proceedings once this time has elapsed, they are trying to buy more time by stalling, treat them as they have treated you over the years.


  7. #7
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    Default Re: rbs 5-6 wait untill they even read letter.

    thanks bigmac

    i will stick to my timescales.


  8. #8
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    Default Re: rbs 5-6 wait untill they even read letter.

    Good decision and keep your thread updated so if you require help we can see the history of your claim.


  9. #9
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    Default Re: rbs 5-6 wait untill they even read letter.

    Baby, you mention using Martin's letters. Can I ask then, if the "interest" that has swelled your claim from 3822 to 4999 is the addition of 8% interest or is it for overdrafticon interest or a mix of the both?

    If my post has been useful, tip my scales and let me know

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  10. #10
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    Default Re: rbs

    File at court, but wait 14 days after your lbaicon , not 7 days.


  11. #11
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    Default Re: rbs

    thanks
    should i send them other letter after 7 days which gives them another 7 days to comply
    baby k


  12. #12
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    Default Re: rbs 5-6 wait untill they even read letter.

    the interesticon is the 8% interest calucalated on the spread sheet by martin
    babyk


  13. #13
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    Default Re: rbs

    Don't need to, just wait a week longer.

    If in doubt read the FAQs

    If still in doubt - ask!

  14. #14
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    Default Re: rbs


  15. #15
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    Default Re: rbs

    I Have A Court Date For The 21st March, Not Sure What To Take And Say When I Get There. Was Hoping To Get An Out Of Court Settlement But Not Received Any Contact From Them.
    Can Anyone Help.


  16. #16
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    Default Re: rbs

    Julie -best to start a thread for this in the RBSicon forum, this is 'hijacking' BabyK's thread. Click here to do so and in your post say what the letter from the court said.

    If in doubt read the FAQs

    If still in doubt - ask!

  17. #17
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    Default Re: rbs

    hi its babyk
    does any one think that the banks are stalling ,as they are waiting for the the ruling on bank charges due the i end of march or april , which means there unlickley to response to anyone pror to this date.
    does any one know how long the court process takes.
    thanks


  18. #18
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    Default Re: rbs

    I don't think they're stalling any more than they were before, remember the OFT report on credit cards made no difference to those sorts of claims and I suspect the bank report will have just as much (little) impact.

    Remember stick to your timetable. Once you issue your claim it takes about 28 days to know if the bank will defend or cave in. If they defend it can take between a few weeks and months to get a final hearing, depending on how busy your local court is (if you claim online and they defend it gets transferred to the court nearest you).

    If in doubt read the FAQs

    If still in doubt - ask!

  19. #19
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    Default Re: rbs

    thanks advoc
    have you sucessfully made a claim.
    babyk


  20. #20
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    Default Re: rbs

    I have (more than 1), though not with RBSicon

    If in doubt read the FAQs

    If still in doubt - ask!


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