Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

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  1. #1
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    Default Bank Statement Abbreviations.

    The following list of abbreviations, used on Barclaysicon bank statements is probably pretty much the same for other banks........

    What do the abbreviations mean on my statement?

    Here's a list of what common banking abbreviations relate to:

    APR - Annual Percentage Rate (relates to credit interest).
    BBP - bill payment.
    BCC - Barclays Connect Card.
    BGC - bank giro credit.
    CAT - a standard applied to ISAs that stands for reasonable Charges,

    easy Access, fair Terms.
    CDL - Career Development Loan.
    CHAPS - Clearing House Automated Payment System (a means of

    transferring money).
    DDR - direct debiticon.
    DR - debit balance (overdrawn).
    IBAN - International Bank Account Number (you can find this on your

    statement).
    IMO - International Money Order.
    ISA - Individual Savings Account.
    REM - remittance: a cheque credited to your account that was not paid in

    at your home/own account-holding branch or bank.
    REV - reversal: a standing order or Direct Debit has been recalled.
    STO - standing order.
    UNP - unpaid.



    I originally posted this in the Barclays section, but as it may be of some use in other banks, I have re-posted it here as well.

    Hope you find it useful.

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  2. #2
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    Default Re: Bank Statement Abbreviations.

    I have deleted the other one, in the hope that any other queries relating to abbreviations can be kept in the same place, so that everyone can see them.

    Many thanks...

    ..

    .

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.


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    Default Re: Bank Statement Abbreviations.

    Thanks for that info Rooster, appreciation

    Go on ... you know you want to click me
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    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  4. #4
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    Default Re: Bank Statement Abbreviations.

    If it helps even one person then it's worth posting.

    If this has been useful to you, please click on the scales at bottom left of post. Thanks.

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  5. #5
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    Default Re: Bank Statement Abbreviations.

    Many thanks for this info. I can now get on with my claim. I hope I can help someone with a query.


  6. #6
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    Default Bank Statement Abbreviations.

    Hello everyone! I'm translating a bank statement into spanish and found some abbreviations hard to understand, I hope you could help me out, thanks in advance.

    DATE AMOUNT TRANSACTION DESCRIPTION
    11/10 1,250,000.00 INT BH TRNSFR DR TO TEL AVIV
    11/30 1,852.10 OD FINANCE CHARGE

    05/19 2,680.90 INTEREST TRANSFER CR ST TRANSFER

    INT BH TRNSFR DR
    (my attempt was "Interest BH (name of the financial entity) transfer direct)

    OD = I figured out it could be "overdraft or overdue"

    ST Transfer = I have no clue what it might be.

    I hope you could help me out on those ones. Thanks again!



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  8. #8
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    Default Re: Bank Statement Abbreviations.

    I'm with First Direct and Natwesticon and they are a bit different on one:
    DR account overdrawn OR debit item
    This is important as I've seen a lot of answers to this question elsewhere state that DR simply means you are overdrawn. Certainly doesn't in my case. I think the answers.com list is possibly a bit more accurate. wiki.answers.com/Q/What_do_DR_on_a_bank_stat ement_mean



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