Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
OK. Shortly after posting this, a nice letter to Alliance & Leicester will be in the post asking them to refund me the charges on my account.
Im expecting a negative response, which I am prepared for as the lba is already written and dated to be sent out on the 23rd March.
Charges to date on my account are £719.00 before interest.
well, I have decided to do a bit of preparation. I sent my intial letter today, so they have until the 22nd March to get back to me with their first letter (rejection).
I have already written out my lba dated 23rd march so all I have to do is print out, sign and send off.
I spend a few hours this afternoon going through things and have completed the spreadsheet with interest and filled in the form on the court website - when they don't respond to my LBA all I have to do is press submit.
I don't expect A&L to comply with my requests one bit, however, I think it would be nice if they could save me a little hassle !
Have a read round the forum, bobzac, you'll see just how much hassle you're in for!
I have had a look about, I have some idea what im about to be put through, however, I don't think the full extent will be made apparent until it starts ;-)
I got a letter today from A&L offering me an unconditonal settlement of £713, which I am going to accept, the offeris £6 short of the total claim amount, so I am not going to cause an uproar over it, plus I need the cash !