Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 13th May 2006 22:07 #1
    midge02 midge02 is offline
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    Unhappy is this normal??

    I sent my prelim letter to the Halifaxicon on the 28th april and have had no response,
    do i now send a lbaicon?
    is it normal to be ignored?

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  2. 13th May 2006 22:12 #2
    alanfromderby alanfromderby is offline
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    Default Re: is this normal??

    Yes

    Alan, Derby, UK.



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  3. 13th May 2006 22:16 #3
    midge02 midge02 is offline
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    Default Re: is this normal??

    Thanxs,
    I was beginning to doubt they'd recieved it.
    I'll keep on track then.

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  4. 20th May 2006 12:05 #4
    midge02 midge02 is offline
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    Smile LBA sent

    Sent my lbaicon on th 15th may so they have until the 29th to respond.Then i can file my claim.I can,t wait.
    I wont forget this site when im loaded again its soooo helpful.Thanx

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  5. 20th May 2006 13:18 #5
    BBB BBB is offline
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    Default Re: is this normal??

    Aye it's normal, I got a response a day or so ago before the time was up

    LBA email sent 26/04/2006 - Claiming £1073
    Offer of £201 on 13/05/06
    Offer refused on 15/05/06
    Offer of £692 offered on 15/05/06
    Offer refused on 18/05/06
    Offer of £850 on 18/05/06
    Offer accepted.

    Case closed
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  6. 24th May 2006 21:26 #6
    midge02 midge02 is offline
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    Red face times nearly up!

    Ive had no offers, but i recieved the complaints we are looking in to it letter!


    Halifaxicon lbaicon sent 15/5/06
    Capital Oneicon: DPA sent 22/05/06
    Abbeyicon: Dpa sent 22/05/06

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  7. 25th May 2006 09:13 #7
    blinkyblinkyblonk blinkyblinkyblonk is offline
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    Default Re: is this normal??

    hi midge ive had the same thing, i call it a blah blah blah letter lol im about to send my lbaicon off soon on tuesday and we will see what comes from that.

    good luck with yours

    Halifax preliminary letter sent 17/05/06 charges £2661.00
    Bog Standard blah blah blah letter received 22nd May 2006.
    received lengthy letter dated 24th May 2006 offering £605 pah!
    letter before action sent registered 5th June 2006
    letter received in response to lba offering £1801.00 errrrr no ta
    court action filed 23rd June 2006
    deemed served to bank on25th June 2006
    notice of acknowledgement of service has been filed
    they intend to defend
    7th july received letter PAYING IN FULL!!!

    10th July cash deposit £112.58
    10th July cash deposit £2869.00


    HALIFAX SETTLED IN FULL
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  8. 25th May 2006 17:27 #8
    midge02 midge02 is offline
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    Angry Got an insult, sorry i meant offer!!

    Got a letter today off the customer relations manager offering me £90 in Full and finalicon(im claiming £750 +intrest and costs) Then on the acceptence to be signed and sent back it states £60 the sneaky rats.Genuine mistake or [problem]??
    There time is up on monday 29th and ive already filled in the moneyclaim thing.



    Offer of £90. 25/05/06
    Halifaxicon lbaicon sent 15/5/06(ccc start 29/5/06)
    Capital Oneicon: DPA sent 22/05/06
    Abbeyicon: Dpa sent 22/05/06

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  9. 25th May 2006 19:19 #9
    Bookworm Bookworm is offline
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    Default Re: is this normal??

    Good.

    .

    Apologies to people who I was in the process of helping, I may be gone some time.
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  10. 26th May 2006 17:51 #10
    midge02 midge02 is offline
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    Cool insult/offer! What to do now??

    Can any one tell me if i should refuse this offer in writing or just ignore it as the lbaicon is up on the 29th anyway and i intend to file the claim on the 30th.
    Thanx


    Halifaxicon Lba sent 15/5/06(ccc start 29/5/06) Offer of £90. 25/05/06
    Capital Oneicon: DPA sent 22/05/06-reply 26/5/06
    Abbeyicon: Dpa sent 22/05/06

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  11. 26th May 2006 17:58 #11
    mechs mechs is offline
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    Default Re: is this normal??

    Personally I would just email them refusing their kind offer ........and go to the next stage

    Go on ... you know you want to click me
    don't be like the banks - give a little back
    There was a time before CAG but now CAG is here we are the empowered!
    In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  12. 26th May 2006 18:56 #12
    midge02 midge02 is offline
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    Red face Re: is this normal??

    Thanx Mechs. good idea

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE