Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
It is true, isn't it, that we can get our charges back from the banks and credit cards, isn't it?
I wrote to RBS asking for my carges back on their credit card, and received a very nasty letter, telling me in no uncertain terms that I was not entitled to them, was not getting them, and even that they did not have to accept what the OFT said if they did not want to Was I right to ask for them back? If so, what is the best plan of action now?
Please read the FAQ's section before beginning, as you will have a lot to read and take on board first. If you then have any questions which you need answering, please feel free to post again after this.
We are here to help, but ultimately, its your claim and your responsibility!
Thank you. I really thought when I got that letter I might have done something wrong, but your posts plus what I have seen in the FAQ's have shown me otherwise. Unfortunately I have exams shortly so may not be able to get on much, but I shall certainly let everyone know how things are going, and also advertise this place to others. The more who know about it, the faster the Banks etc, will start setting proper charges.
How do I go aboput getting my charges back?
asking for my carges back on their credit card, and received a very nasty letter, telling me in no uncertain terms that I was not entitled to them, was not getting them, and even that they did not have to accept what the OFT said if they did not want to
Was I right to ask for them back? If so, what is the best plan of action now?
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