Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Smile Hamishcat v. MBNA/Alliance and Leicester.

    Hi all!! Hope this is the correct forum. Sent SARicon and £10 cheque to MBNAicon 07 FEBRUARY 2007. The cheque appeared on my MBNA statement later in the month.
    Received reply 12/02/07saying they were investigating my 'complaint' and would reply by 01 March with a FULL RESPONSE. They didn't.
    Today, 07 March, I received a letter from Stuart Johnson on Alliance and Leicester headed paper, the jist of which is that the charges which I agreed to are valid, fair etc. and they have not treated my request as a formal DPA Subject access requesticon and have credited the ten pounds to my account. Further, they have only sent statements going back to 10/03/2003 and say they will send the rest within 10 days.
    They now ask for £10, my driver's licence/passport, and a full DPA request letter. Grrrrrrrr!!
    Finally, they have credited £480 to my account as a gogw and in Full and finalicon settlement.

    I am about to reply and send the template letter telling them it was a correct SAR and to get on with it as 40 days expires 21 MARCH. I will also report them to OFT.

    Could anyone tell me whether I should tell them to take the £480 back out of my account and the ten pounds? Also, do I need to send copy driving licence?
    Sorry it's so long.

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  2. #2
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    Default Re: Hamishcat v. MBNA/Alliance and Leicester.

    how do I update this post? Do I just do a new post? Help Hamishcat!!


  3. #3
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    Default Re: Hamishcat v. MBNA/Alliance and Leicester.

    Think I've sussed it! Told MBNAicon by letter RDicon today to take the money and £10 back and get on with my SARicon. Told them to stick to my 40 days deadline. So.... will keep reading these threads and donateicon to this brill. site if I get a good response!!! Sent them a copy of my ppt. as well just in case the guy is bored looking at words all day.Miaow!!!


  4. #4
    Niklowe
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    Default Re: Hamishcat v. MBNA/Alliance and Leicester.

    Yes you are doing the right thing in rejecting their SARicon rejection. keep to your timeline and don't let them try and dictate. you can either reject their GOGW or write and tell them that you accept it in part payment but the you are still going ahead for the rest. they are known for these tactics.


  5. #5
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    Default Re: Hamishcat v. MBNA/Alliance and Leicester.

    thanks niklowe!! nice to know someone is helping me steer a course in this sea of **it!!!


  6. #6
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    Default Re: Hamishcat v. MBNA/Alliance and Leicester.

    Just to let you all know. I have received a letter offering a further goodwill gestureicon which brings it up to the full amount from MBNAicon/Alliance and Leicester following my lbaicon. They say they have credited it to my account. I will accept subject to update statement showing the amount credited.



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