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Hi I am in the process of claiming me bank charges back from the Woolwich and they have sent a defence to my claim:
1. The particulars of the claim do not provide details or particulars of the precise charges alleged to have been unlawful, or the date thereof. To the extent it is alleged that the claimant incurred bank charges on her account for the unauthiorised borrowings (whether unpaid fees for returned cheques , "paid referral fees" or any other such fees), the defendant puts the claimant to strict proof of each charge and the date thereof.
I am not sure what I am supposed to do - I sent the backup to my claim with the initial letters (I have the originals ) should I resend them or send them into the court ?
I'd appreciate any advice on this as I'm starting to feel a bit out of my depth
Particulars of Claim, the information you submitted on your MCOL/N1 form.. doesn't matter, if you used the site's templates .. looks like its the schedule of charges that they haven't got. Did you use the spreadsheet?
I did use the spreadsheet but didn't include it on my claim form - I have sent a copy with my allocation questionaire. The woolwich have got a copy but should I send another one to them ?
Ive just had my first bog standard reply to my intial letter of reclaim from Woolwich. I've also recently received a customer letter advising that Woolwich Bank Accounts are now being converted to Barclay Accounts. Will this is anyway affect the validity of my claim process? ie could the bank use it as a technicality to have any future court claim rejected?
No they couldn't use it as a technicality to get out of your claim. Woolwich is just a trading name of Barclays plc - it's still all one big happy family.
Woolwich defence - help please
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