Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    oscar52 Novitiate

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    Default B'card finally respond.....

    ..... on day 77 (yes, thats not a typoicon, seventy seven is what you see)

    Apparently, they have provided the micro fiche statements "as a gesture of goodwillicon" as "the fall outside the realm of the DPA" - really? Havnt they already lost on this point?

    Anyway, quick skim revelas £150 charges - however, should I point out the errors (or lies i should really say) on their letter, and should I add compensation (say £50) for having to chase them due to their TOTAL disregard of the timescales (i didnt complain to the IOC after day 40, but assuming I did they are still 9 days late)

    Think this letter will be going off quick smart Thursday morning (once i have had time to take a detailed look at the statements)

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  2. #2
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    Default Re: B'card finally respond.....

    Oscar,
    Make sure that you make a complaint to the ICO. Their breach of the DPA is a serious matter and this will help you in the later stages of your claim.
    Paul

    MBNA: Paid
    Co-Op: Paid
    Lloyds Tsb:Data Protection Act sent 14th June Still waiting. Started again
    Abbey National: Paid
    Barclaycard:Prelim £1920 14th Sept MCOL 17/10/06 £2346 Court date 13th March Offered £600 and rejected. Then offered £1,600 rejected. Paid in full £2,705.02.
    Capital One: Paid
    Cahoot: Paid
    Accord Mortgages: Prelim £9,750 LBA 6/10/06
    MCOL 21/10/06 £10, 520.65 Withdrawn and waiting for better times
    Mother in law Nat West: Paid
    Wife's Nat West MCOL issued 26/03/07

    Rise, like lions after slumber
    In unvanquishable number!
    Shake your chains to earth like dew
    Which in sleep had fallen on you:
    Ye are many - they are few!

    (P. B. Shelley, 'The Masque of Anarchy', 1819)



  3. #3
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    oscar52 Novitiate

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    Default Re: B'card finally respond.....

    thanks paul, think what i will do is, when I reply to claim my charges, I will add a paragraph at the end stating my disgust at the shear disregard of the DPA - and forward a copy to the ICO.

    Do you think it is reasonable to suggest that B'card pay me compensation for this breach.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE