Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello good folks. I am having a battle with Direct Line, trying to convince them that I was not informed at the time of taking out two seperate loans that the sale of PPI was optional. They are adamant that no miss selling took place and I had the opportunity to cancel the PPI when I received a copy of my agreement. Blah !! I was told that as my credit rating was poor I could not have the loan unless PPI was taken out at the same time.
However if I could find evidence that their staff received incentives for pushing PPI I might stand a better chance if I go to court on this one.
So, I would like to know if Direct Line personnel were paid commission or a bonus for the sale of PPI like RBS and Natwest who are part of the same trading group.
Can anyone help please, as I feel that I'm banging my head against a brick wall when dealing with Direct Line. Cheers DAVID P.
Re: miss sold PPI & Direct Line Financial Services
It has been found that policies from these sort of companies can pay Commision up to the rate of 90%, This can be confirmed if you look around at Independant Insurance companies that offer sometime better cover for a Tenth of the Cost from major lenders.
Ian
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
miss sold PPI & Direct Line Financial Services
was optional. They are adamant that no miss selling took place and I had the opportunity to cancel the PPI when I received a copy of my agreement. Blah !! I was told that as my credit rating was poor I could not have the loan unless PPI was taken out at the same time.
Cheers DAVID P.
Reply With Quote
(As Seen on TV) 