Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have two types of monthly overdraft charges on my A&L statements. One is for £5 (authorised) and the other is £25 (unauthorised). Am I right in thinking that I can only claim the unauthorised charges? That is to say that the £5 was a charge to use the (£200) overdraft facility (which incidentaly they charged me £10 to set up) and the £25 was when I went over the £200 limit?
Authorised Overdraft Charge
charges on my A&L statements. One is for £5 (authorised) and the other is £25 (unauthorised). Am I right in thinking that I can only claim the unauthorised charges? That is to say that the £5 was a charge to use the (£200) overdraft facility (which incidentaly they charged me £10 to set up) and the £25 was when I went over the £200 limit?
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