Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

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  1. #1
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    Arrow Please Donate To This Site

    Hi everyone, without this site none of us would be anywhere near claiming back the money that the banks have unlawfully taken from us . So many members have gained knowledge and received the support needed to make a claim, let alone the many claims that some have made!

    The cost of maintaining and running a site like this one must be astronomical, let alone the time it must have taken to set up the letter templatesicon, the spreadsheets etc., etc.

    I for one think it is only fair and correct that the people who have made a successful claim should give back a little something to keep this marvellous website going to help others and, of course, it may be you who may need further advice on banking issues and other matters in the future.

    If a successful member were to donate say 5% of a 500 claim this would only mean donating 25, so you can see that individually its not a lot, but collectively it would guarantee the continuation of this site. On a 50 claim it would only be 2.50.

    But even if you have yet to make a successful claim, donating 5, any sum, would be of help I am sure.

    I think this is morally right to do. I for one have already made a donationicon of 10 but when our claims are settled, we will be donating more.

    What do you think? Can you help?

    You may pledge your donationicon here if you wish

    :idea: Note to adminicon: I only hope that you don’t mind me posting this message, use it, delete it, as you see fit.

    Mechs

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    Go on ... you know you want to click me
    don't be like the banks - give a little back
    There was a time before CAG but now CAG is here we are the empowered!
    In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  2. #2
    Basic Account Holder geraldine Novitiate

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    Default Re: Please Donate To This Site

    Hiya, I couldn't agree more with you. Without this site, we wouldn't even be having a little silver lining in our clouds. I for one will ABSOULUTLY be giving 5% when my money comes. I'm at the Prem letter stage at the mo, I wish I could give some money now, but it would only bounce, Lol. I can't thank everybody who has helped me with my questions and queries enough. Big hugs Hope the good work keeps up.
    Good luck to everyone and I sincerly hope people will give a little something back, please think of your silver lining............
    Geraldine xxxxxxxxx

    Halifax 1 Data Protection Act sent 2.5.06
    Prem letter for 2710.52 sent 18.5.06
    LBA Sent 6th June
    MCOL filed 22.6.06


    Halifax 2 Data Protection Act sent 2.5.06
    Prem letter for 1077.15 sent 9.5.06
    LBA SENT 25.5.06
    Offer of 180 as f&f, have refused
    MCOL filed 12.6.06
    Money received in account 28.6.06

    A & L DPA sent 5.5.06
    Prem sent 5th June for 615.00
    LBA sent 20.6.06


    Abbey Prem letter sent 15.6.06 for 728
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  3. #3
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    Default Re: Please Donate To This Site

    Hi Geraldine thanks for the support, it was hard to put across the fact that so many of us wouldnt have got anything back if it was not for these good hearted souls that set up this site (without offending people) the money was already lost so as to speak..but yes it is missed

    Go on ... you know you want to click me
    don't be like the banks - give a little back
    There was a time before CAG but now CAG is here we are the empowered!
    In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  4. #4
    Basic Account Holder blinkyblinkyblonk Novitiate blinkyblinkyblonk's Avatar

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    Default Re: Please Donate To This Site

    hi i intend to donateicon but at the moment like geraldine mine will bounce as well,

    i will be most definately be donating though when its all sorted

    Halifax preliminary letter sent 17/05/06 charges 2661.00
    Bog Standard blah blah blah letter received 22nd May 2006.
    received lengthy letter dated 24th May 2006 offering 605 pah!
    letter before action sent registered 5th June 2006
    letter received in response to lba offering 1801.00 errrrr no ta
    court action filed 23rd June 2006
    deemed served to bank on25th June 2006
    notice of acknowledgement of service has been filed
    they intend to defend
    7th july received letter PAYING IN FULL!!!

    10th July cash deposit 112.58
    10th July cash deposit 2869.00


    HALIFAX SETTLED IN FULL
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  5. #5
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    Default Re: Please Donate To This Site

    Quote Originally Posted by blinkyblinkyblonk
    hi i intend to donateicon but at the moment like geraldine mine will bounce as well,

    i will be most definately be donating though when its all sorted
    I dont think the adminicon mind when you donateicon, I just hope that all thats been helped by this site will donate something, not just take all and give nothing back its a brill site and want to see it kept going

    Go on ... you know you want to click me
    don't be like the banks - give a little back
    There was a time before CAG but now CAG is here we are the empowered!
    In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  6. #6
    Basic Account Holder blinkyblinkyblonk Novitiate blinkyblinkyblonk's Avatar

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    Default Re: Please Donate To This Site

    i agree, lets hope others see your post after all we couldnt do it without them :grin:

    Halifax preliminary letter sent 17/05/06 charges 2661.00
    Bog Standard blah blah blah letter received 22nd May 2006.
    received lengthy letter dated 24th May 2006 offering 605 pah!
    letter before action sent registered 5th June 2006
    letter received in response to lba offering 1801.00 errrrr no ta
    court action filed 23rd June 2006
    deemed served to bank on25th June 2006
    notice of acknowledgement of service has been filed
    they intend to defend
    7th july received letter PAYING IN FULL!!!

    10th July cash deposit 112.58
    10th July cash deposit 2869.00


    HALIFAX SETTLED IN FULL
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  7. #7
    Basic Account Holder juliec Novitiate

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    Question Re: Please Donate To This Site

    mailto: mailto: http://http://www.consumeractiongroup.c o.uk/forum/member.php?u=5
    I intend to donateicon 5% if/when I get MY money back as without this site I would
    never have tried & the money would without doubt stay with the banks.

    How about including a "Pledge" button




    Capitalone 280 - Preliminary Letter sent 02/5/06 - lbaicon to be issued 17/5/06

    halifaxicon 1691 - - 221 goodwill gestureicon offered 28/4/06- Refused
    LBA sent 02/5/06
    Will be reading up today on next step to apply to court

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  8. #8
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    Default Re: Please Donate To This Site

    Good idea Julie or people could just pledge money here

    Go on ... you know you want to click me
    don't be like the banks - give a little back
    There was a time before CAG but now CAG is here we are the empowered!
    In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  9. #9
    Basic Account Holder 0justlooking Novitiate 0justlooking's Avatar

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    Default Re: Please Donate To This Site

    if successful, i definitely will be donating. this site gives us power & must be encouraged.


  10. #10
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    Default Re: Please Donate To This Site

    I couldn't agree more 0justlooking! Banks just have to take notice of their customers ... after all without us they wouldn't exist! I wonder when they forgot that fact!

    p.s. like your avatar

    Go on ... you know you want to click me
    don't be like the banks - give a little back
    There was a time before CAG but now CAG is here we are the empowered!
    In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  11. #11
    BBB BBB is offline
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    Default Re: Please Donate To This Site

    I pledge 25 once my money comes through

    LBA email sent 26/04/2006 - Claiming 1073
    Offer of 201 on 13/05/06
    Offer refused on 15/05/06
    Offer of 692 offered on 15/05/06
    Offer refused on 18/05/06
    Offer of 850 on 18/05/06
    Offer accepted.

    Case closed
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  12. #12
    Basic Account Holder sean frampton Novitiate

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    Default Re: Please Donate To This Site

    I hope you received the donationicon in great thanks.

    We all will.

    DPA Letter sent 28 Feb
    • Statements Received 24 Mar
    • Prelim sent 24 Mar
    • LBA sent 12 Apr
    • MCOL 26 Apr
    • Acknowledged 3 May
    • Coming soon:
    2810 inc int. Halifax. Done and Dusted 16/05/06

    Dont forget to donate
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  13. #13
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    Default Re: Please Donate To This Site

    I will be donating once the cash lands in my account, whenever that will be

    17th May 2006 - Letter from the Hellifex offering full refund of charges to date - 330.57
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  14. #14
    Basic Account Holder Lorraine Novitiate Lorraine's Avatar

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    Default Re: Please Donate To This Site

    Me too, if it was not for this site I would not have thought in a million years to claim my money back from Lloydsicon or halifaxicon come to that. You will receive my donationicon once I have received it. Good on all the Moderators etc, for all their time, effortless reading and help and assistance with all of our claims. I for one appreciate it. We all have lives and families but still they answer our questions!!!! I for one wont forget it
    Kindest regards
    Lorraine

    Halifax - Since 2003 1,186 DPA Request: 24.03.06
    PRL - sent Recorded 05.04.06
    Letter received 07.04.06 - Thanks but No thanks
    LBA - 20.04.06 Refused Money Claim filed 08.05.06
    Served 14.05 Acknowledged 16.05.06 - 28 days to go

    WON - PAID IN FULL 25.05.06
    Lloyds
    [/I]- Since 2000 780.31 - DPA Request: 23.03.06
    PRL - sent recorded 10.04.2006
    Letter Rec'd 13.04 - Not interested
    LBA - 13.04.06 Money Claim filed 25.04.06
    Served 01.05.06 & Acknowledged 03.05.06. - 28 days to go

    Defence received 25.05 - Here we go
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  15. #15
    Lueeze
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    Default Re: Please Donate To This Site

    Thanks you everyone for your lovely comments and kind donations, without such we really would struggle.

    Thanks

    Louise xxx


  16. #16
    Basic Account Holder kaysamoly Novitiate

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    Default Re: Please Donate To This Site

    How do I go about donating I havent got a pay pal account so is there somewhere I can send postal orders.


  17. #17
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    Default Re: Please Donate To This Site

    kaysamoly I believe if you contact adminicon or a mod they will provide you with the necessary details for sending payment.

    Go on ... you know you want to click me
    don't be like the banks - give a little back
    There was a time before CAG but now CAG is here we are the empowered!
    In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  18. #18
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    Default Re: Please Donate To This Site

    Hi adminicon, can you please tell me if you can accept cheques, if so do you have to pay charges on them? If not, we would love to send you donations with the remainder of our cheques to you when we get paid I just want to write out payable to The bank action group on the cheques and on the reverse thanks for the help reclaiming my charges

    Go on ... you know you want to click me
    don't be like the banks - give a little back
    There was a time before CAG but now CAG is here we are the empowered!
    In progress: Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06
    Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
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  19. #19
    Basic Account Holder SkintDan Novitiate

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    Default Re: Please Donate To This Site

    Hi - I agree this site is excellent. Unfortuantly as the name suggests i'm a bit skint at the moment, but if or more WHEN I get some results I most certainly will be making a donationicon.

    Keep up the good work guys!


  20. #20
    Basic Account Holder Lorraine Novitiate Lorraine's Avatar

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    Default Re: Please Donate To This Site

    Won One - halifaxicon - have donated 5%

    Next to fall will be Lloydsicon - ready for the next donationicon???

    Keep it going.

    Halifax - Since 2003 1,186 DPA Request: 24.03.06
    PRL - sent Recorded 05.04.06
    Letter received 07.04.06 - Thanks but No thanks
    LBA - 20.04.06 Refused Money Claim filed 08.05.06
    Served 14.05 Acknowledged 16.05.06 - 28 days to go

    WON - PAID IN FULL 25.05.06
    Lloyds
    [/I]- Since 2000 780.31 - DPA Request: 23.03.06
    PRL - sent recorded 10.04.2006
    Letter Rec'd 13.04 - Not interested
    LBA - 13.04.06 Money Claim filed 25.04.06
    Served 01.05.06 & Acknowledged 03.05.06. - 28 days to go

    Defence received 25.05 - Here we go
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