Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi everyone. Im new to this so go easy on me!! right here goes... i claimed back some charges in november and WON. From november to january they went ahead and charged me yet again with £563.00 .
I am now at the N1 claim part which i took to court on the 23rd feb but now very concerned as what happens next. I didnt get to this point on my last claim. They paid up after the lba , but clearly being stubborn on this one. Can anyone help me understand what im likely to expect...(apart from the 20-30 calls im getting a day from RBS. I have sent the telephone harrassment letter off to them which they have chosen to ignore too...grrr
Help Needed. Lil Old Me Against RBS
Hi everyone.. really need some advice please... I took my N1 form into the court as im trying to reclaim charges for the 2nd time from rbs. The court sent me a letter saying the rbs has until 10th march(tomorrow) to reply..
Firstly who do they reply too, court ? me? or both?
Also i know it will depend what they reply with but what happens if they say there going to defend? Do i just sit and wait or am i supposed to be sending the court something else...As you can tell, im absolutely useless and have No idea what im even doing....lol Any help would be really great.. Many Thanks , Jan
hi, thanks for the replies and yeah i know i made some mistakes . On my last claim i didnt get to the N1 claim part. The bank settled at the lba. So this is why i am now a little bit concerned. I should of found out all the info before i started the process but i was pushed into this by someone who had just won and now they have left me to get on with it... Grrrr . Anyway im determined to see it through so anymore friendly advice would be welcome.. Cheers guys. jan
Just one last thing i forgot to add on my last post was Thanks for the advice michael. Even though you were abit blunt with me the step by step instructions has helped... so thanks alot.. your nicer than i originally thought...lol .
Anyway its 10th March and its the deadline for the bank to let me know if they are defending so im waiting eagerly for the postman to arrive. will update later and let you all know.
I received no letter from them on the deadline which was 10th so will be at court first thing tomorrow morning asking for a judgement to be entered. Fingers crossed it goes according to plan
Good luck simplyb ! Your ahead of me and sounds like your in control. I'm on my first claim and had acknowl. from the prelim and the 14 days are up on Thurs ! Try the CAG chat room, there is usually a few helpful & friendly peeps in there that will give you a hand and words of support ! Keep us all updated with your progress !
Thanks for that Dizzy Doris, will try that. Good luck with yours too. Off to court in 2hours and starting to feel a little sick now, lol. I had RBS ringing nearly all day yesterday with all there scare tactics...oh bless em, I think it bothered them though when i said they were being recorded (which in actual fact they werent ) wil update this when i get back today.
Update. I got to court monday at 9am to be told that the RBS had faxed the court on saturday afternoon to say they are defending all the the claim. Was disappointed but at least when they do have to pay up i will recieve even more because of the daily interest. So sitting tight and gonna just see what happens now. The new deadline is 24th march for them to get there defence ready...
Update. I got to court monday at 9am to be told that the RBS had faxed the court on saturday afternoon to say they are defending all the the claim. Was disappointed but at least when they do have to pay up i will recieve even more because of the daily interest. So sitting tight and gonna just see what happens now. The new deadline is 24th march for them to get there defence ready...
Standard tactic by RBS annoying as they will settle for the full amount in the end.
Just recieved a letter from RBS saying they will pay me £563 into my account if i sign a Full and final settlement. The amount they have offered was what i was requesting back off them however with extra charges and interest since i put the claim in they now owe me nearly £700. Is this standard for them to do this at this stage??? Any advice on how to go about this would be grateful... cheers. jan
simplyb v rbs (HELP NEEDED) Please
right here goes... i claimed back some charges in november and WON. From november to january they went ahead and charged me yet again with £563.00
.
, but clearly being stubborn on this one. Can anyone help me understand what im likely to expect...(apart from the 20-30 calls im getting a day from RBS
Reply With Quote
Help Needed. Lil Old Me Against 
the step by step instructions has helped... so thanks alot.. your nicer than i originally thought...lol .
Re: simplyb v rbs
) wil update this when i get back today.
Originally Posted by simplyb
annoying as they will settle for the full amount in the end.