Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
We have an account with Capital Bank PLC that are a sister compnay of RBS. They are car HP compnay, and we have been charged loads in the 18 months we have had the agreement, and it has not always been our fault.
But i have 18 months reamining on the HP. Can they close it, as i need the car desperatly and i do not have a good credit reating to go else where, Can anyone advise me please.
I think your response is a bit misleading Ed....yes it is different to a bank account and they can't CLOSE it per se, but does that mean they don't have the ability to draw in his finance deal and request immediate payment? I don't think so. I'm not entirely sure myself and wouldn't like to offer an opinion.
Are you sure of this Ed? Any mods have an opinion on this?
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Yes I am sure. This type of account is regulated and therefore, so long as JJ is maintaining the contractual obligations then there is little they can do about it. This information is based on personal experience.
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Kensington Mortgages withdrawn. no costs
NatWest Settled in full
Abbey Court Settled in Full
Capital 1 settled in full
Halifax settled in full
will they close the account
. They are car HP compnay, and we have been charged loads in the 18 months we have had the agreement, and it has not always been our fault.
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