Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Makalu Novitiate

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    Default How Long To Banks Hold Account Information After The Account Is Closed?

    Hi. I am trying to find out how long Banks hold account information after the account is closed. I had an account with the Halifaxicon from May 2001 to Sep 2003 and they were hugely un-understanding when I went through my marriage break upicon. I would sincerely like to give them the 'glad tidings' now in return but have some gaps in my statements; are they likely to have my information still? Many thanks. Makalu

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  2. #2
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    Default Re: How Long To Banks Hold Account Information After The Account Is Closed?

    Hi

    Send in a SARicon for it, they should send you your details.

    Regards

    Halifax Bank
    20/01/07 N1 served
    15/02/07 Judgement by default
    Numerous phone calls to Halifax
    21/02/07 Warrant of Execution requested
    02/03/07 Notice of hearing of Application
    Co-op Bank
    17/02/07 S.A.R - (Subject Access Request) Request
    19/02/07 SAR Acknowledged
    HSBC
    20/02/07 SAR
    Please click my scales if this has been helpful

  3. #3
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    Default Re: How Long To Banks Hold Account Information After The Account Is Closed?

    Many thanks, I'll do it today. Regards. Makalu


  4. #4
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    Default Re: How Long To Banks Hold Account Information After The Account Is Closed?

    I have information from Halifaxicon that was sent to me after an SARicon that dates back to 1992 - they should have all your information too.

    iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.
    Vanquis - Claim issued, no AoS or Defence received

  5. #5
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    Default Re: How Long To Banks Hold Account Information After The Account Is Closed?

    I managed to get all my statements back to 1994- and that account had been closed by them in 2003- and they hadn't even told me they'd closed it!

    Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!
    Thames Credit -statute barred sent 13/11/08
    BCW- prove debt letter- 14/08/08
    Apex- CCA 14/08/08
    Redcats UK- SAR 14/04/09
    Call Serve- CCA 14/08/08
    Littlewoods- no CCA letter 03/09/08- Lowells now
    Wescot- CCA 19/9/08
    Capital One/Debitas- now with Lowells

    Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

  6. #6
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    Default Re: How Long To Banks Hold Account Information After The Account Is Closed?

    Thats great, thank you very much for getting back to me. The letter is written and ready for the post! Regards makalu


  7. #7
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    Default Re: How Long To Banks Hold Account Information After The Account Is Closed?

    If they cause you trouble (and they may try), just shout.

    Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!
    Thames Credit -statute barred sent 13/11/08
    BCW- prove debt letter- 14/08/08
    Apex- CCA 14/08/08
    Redcats UK- SAR 14/04/09
    Call Serve- CCA 14/08/08
    Littlewoods- no CCA letter 03/09/08- Lowells now
    Wescot- CCA 19/9/08
    Capital One/Debitas- now with Lowells

    Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .


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