Im looking for some help. I paid for info from checkmyfile.com and have discovered the RBS have a default registered against me for something that was paid off 2 years ago and they have since refunded £368 on charges whcih were included in the final amount. I did not receive a default notice and nobody told me the account was having problems.
Also, how can a bank register credit information on payments on a current account? I dont understand this.
Lloyds TSB also have a default rgistered against me. Shows me as delinquent!!! All the overdraft was due to charges and have been paid back. The account now is in credit but that isnt showing.
My mortgage shows 4 payments missed and there is only 2 missed. And there are lots of inaccurate information registered re loans I have. What can I do? Can I claim compensation for inaccurate information?
I also paid for a service for 3 agencies but Experian is not showing. Does anybody else have this problem with this service. I need to know the exact situation re my accounts and bought this because it offered the 3 main services.
Thanks in advance.