Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: Penalty Charges

  1. #1
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    Default Penalty Charges

    Posted letter to my manager dated 30/1/06 requesting refund of charges since Oct 05, nil reply.
    Posted letter to my manager dated 7/2/06 again requesting refund of charges since Oct 05, nil reply.
    Posted letter to my manager dated 20/2/06 requesting ALL charges over the last six years and quoting all the reasons why they should be refunded.
    He replied saying that my last letter must have crossed with his earlier response to my two previous letters and enclosed a copy "for my use". It was a standard reply saying that I would not get a refund.
    I have replied stating that if the bank does not respond to my request I shall commence proceedings as detailed therein.

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  2. #2
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    Nice succint post. Thanks.


    Presumably you know what you are claiming so just keep rolling on to the next step

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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    Quote Originally Posted by BankFodder
    Nice succint post. Thanks.


    Presumably you know what you are claiming so just keep rolling on to the next step
    My CC claim was issued 15/03.


  4. #4
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    I am at the very beggining of the whole process and it is so encouraging to read how others are doing.

    Good luck and keep us posted!!!


  5. #5
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    Quote Originally Posted by neville
    Quote Originally Posted by BankFodder
    Nice succint post. Thanks.


    Presumably you know what you are claiming so just keep rolling on to the next step
    My CC claim was issued 15/03.
    Have you pm'd BF or Dave with details for Litigation in Progress?

    The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.

  6. #6
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    Default Re: Penalty Charges

    Quote Originally Posted by neville
    My CC claim was issued 15/03.
    An Acknowledgment of Service of claim was filed 21/3/06.


  7. #7
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    Smile Re: Penalty Charges

    Your claim was sent the same day as mine. They acknowledged mine on the 22nd. Will be watching your claim to see how you are going.

    Good luck.

    Miss P



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE