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Just wondering if anybody has heard of Associates capital Corp. plc
In 1997/1998,we purchased a car on credit.We were told by the salesman ,that if we did not take out a PPI on the loan,we would not have the car,as our credit rating was very bad(due to Lloyds bank adding defaults to our name,for 3 loans,even though nearly all of the balance was due to their charges).
Now ,both my husband and I specifically remember the salesman telling us this,we did not tick the box,he did.After option to purchase fee,and interest for the PPI was added,the PPI came to £3043.68p.
48 monthly instalments for PPI alone was £63.41.
I have the agreement in front of me ,as I type.
Does anyone know if we could claim this back please,by the way,we settled the hire purchase agreement for the car,6 to 12 months early.
Hi,
If you were told that No PPI then no Loan this is a case of Mis-Selling and yes you can claim it back including interest. I dont know this company but some companies more than others will fight tooth and nail over PPI.
The first thing you need to do is write a letter of Complaint to them regarding the Mis-Sold PPI and ask for a full refund of the premium plus Interest (at the contractual Rate). You need to complain to them first, if they issue you with a final decision GO away letter then you can either pass your Complaint to the fos or continue down the lines of reclaiming Bank Charges lba etc etc.
If you need any help Just Shout
Ian
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
It is still worht fighting over, If they claim it to be outwith the timeframe we can cross that bridge when we come to it.
Ian
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
I have tried to scan the original agreement to send to you Reidnet,but the writing on it is so faded,you would be unable to see it,so when I have 5 mins,I will post all figures here .
Anyone dealt with associates re=ppi
on the loan,we would not have the car,as our credit rating was very bad(due to Lloyds
Reply With Quote
(As Seen on TV) 
Re: Anyone dealt with associates re=ppi
