Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi im pretty new to this.ive sent all my letters off to Natwest and the next step next week is to take them to court.ive had no reply at all to any letters ive sent which is un nerving in itself.nut the question i wanted answered is how do i stop them taking charges out still while im claiming the other charges? in 3 weeks theyve took a further £90 out! this it getting me into debt with car finance people and now theyre threatening to take me to court for the return of the car,i need the car for my delivery work.please can someone advise me as im worried sick thanks.
Re: how do i stop them taking more charges while awaiting decision?
Have you opened another account with another bank ? this will stop your present bank taking any further charges plus we also advise to have another account as a parachute account.
up until you lodge your claim into court you can add any charges to your claim
Once your claim is in court you can still add any charges but this will cost you £35 to amend your claim ( not recoverable ) .So it is best to then wait until your claim is settled and then start again for the any further charges .
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
Re: how do i stop them taking more charges while awaiting decision?
thanksfor the advise.no i havent opened a parachute account as i cant because of my credit history.not sure what to do now? ive been reading threads for hours and my head hurts! terrified of being defended in court or screwing the form up to put it into court as their time is up friday!
at what point in the process are people getting their refunds?
hi ive been writing to Natwest and at each stage ive been ignored? is this usual ? i wanted to know at what stage people are getting their offers or winning?
Hi im taking Natwest to court next week when their time runs out from the last letter, but im worried about the N1.what needs to be put on it? and what has to be included? pls help
Anyone Know About The Situation With Taking From Benefits?
I found on here b4 a ruling about taking money from accounts used for benefits to be paid into but i cant find it now and theyve left me with not enough money to live this week cos theyve taken £40 AGAIN!
Re: Anyone Know About The Situation With Taking From Benefits?
he he he i just phoned and he spent some time looking at my notes(due to file court papers next week!) and he said he'll refund the money as a good will gesture its going in tomorrow! phew
thanks for that sorry havent got back to you been busy looking for info for court bundle and ive since sent off letters to my credit card companies! its like a full time job!
Re: Anyone Know About The Situation With Taking From Benefits?
no it was just the £40 as it was only charged to the account a couple of days ago.i just wish theyd hurry up and refund my other charges ive asked for i wouldnt be having as many money problems then!
N1 for natwest **WON**
and the next step next week is to take them to court.ive had no reply at all to any letters ive sent which is un nerving in itself.nut the question i wanted answered is how do i stop them taking charges out still while im claiming the other charges? in 3 weeks theyve took a further £90 out! this it getting me into debt with car finance people and now theyre threatening to take me to court for the return of the car,i need the car for my delivery work.please can someone advise me as im worried sick thanks.
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Hi im taking 
