Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Question Business Account & Peronal Account!

    Hi
    Please can someone advise me?
    I am about to use moneyclaim on line, having completed all the previous steps, but I have a question...
    I have 2 business accounts and 2 personal accounts.
    Do I complete a seperate money claim for each one ?
    or do I put the business ones together and the personal ones together?
    or do I put all 4 accounts on one claim?

    I have looked through the FAQs again and through other threads but cant seem to find out.

    Thanks

    Similar Threads:

  2. #2
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    Default Re: Business Account & Peronal Account!

    How have you proceeded with all the previous letters?
    Were thay all detailed together or seperatley?


  3. #3
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    Question Re: Business Account & Peronal Account!

    Hi
    For the lbaicon letter I sent one for the business accounts which has slightly diffferent wording and the attached relevant spreadsheets and another LBA for the personal accounts with attached relevant spreadsheets.

    Although they were put together in one envelope and sent by recorded delivery.


  4. #4
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    Smile Re: Business Account & Peronal Account!

    Hi & Welcome!
    As far as I know you can do the personal accounts together on one claim and the business accounts together on another.
    Good luck, let us know how you get on.
    Barty

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  5. #5
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    Default Re: Business Account & Peronal Account!

    I have a ltsbicon Bisiness and Current and am only just starting out, I'm about to send the DPA request for list of Carges (SARicon) letter, should I send one £10 and letter for both Business and current or one for each?

    Thanks

    Sophia


  6. #6
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    Default Re: Business Account & Peronal Account!

    Yes, I agree with Barty.
    If you have been corresponding as Business & Personal, make a claim for Business Accounts and a seperate one for the Personal Accounts


  7. #7
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    Smile Re: Business Account & Peronal Account!

    Great - thanks ever so much for your help - thats what i wanted to do but just needed your reassurance it was right.

    Well here goes... looking forward to claiming my money back!!


  8. #8
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    Default Re: Business Account & Peronal Account!

    Quote Originally Posted by PKea View Post
    Yes, I agree with Barty.
    If you have been corresponding as Business & Personal, make a claim for Business Accounts and a seperate one for the Personal Accounts
    I agree, you need to keep them separate because you cannot use the UTCCR for business accounts, only personnal

    skb

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  9. #9
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    Default Re: Business Account & Peronal Account!

    Good Luck Cloons1 I'm off to do the same!




  10. #10
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    Default Re: Business Account & Peronal Account!

    CLOONS1
    1/ I would advise you file a seperate claim for EACH acount. They may have had slightly differing terms and conditionsicon when you opened them, so should be dealt with as seperate claims.
    2/ Be aware that the laws you can quote and rely on are different for both Business and Personal accounts, so the POCicon's you use for Business accounts are different to those you use for personal. Come and join the thread I have started with a link in my signatureicon.
    3/ Have you considered filing as an N1 rather than MCOL? You have a lot more room and can put in a lot more detail. this will strenghten your claim.

    ---------------------------
    ARE YOU A BUSINESS CLAIMANT?
    CAG NOW HAVE A BUSINESS CLAIMS FORUM !
    GO HERE !


    CAN'T FIND WHAT YOUR LOOKING FOR?
    Look here.

    Got your old T&C's ?
    Visit this thread to help others.

    -----------------------------
    All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional
    ...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

  11. #11
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    Default Re: Business Account & Peronal Account!

    Hi
    When I initially contacted the bank to retrieve my bank statements and charges I just sent a £10 cheque listing all my accounts - business and personal and they sent me all the info straight away. I have noticed however, that they haven't cashed the cheque. yet anyway.
    Good luck.


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    Default Re: Business Account & Peronal Account!

    Well you know what to do, cancel the cheque.

    Seriously though, as said above personal and business claims should be treated separately, this is a good new thread on business claims:
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/64975-business-claims-basic-guide.html

    If I have been helpful please click on my star and add a comment.


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