Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 1st March 2007 09:16 #1
    dellydaisy dellydaisy is offline
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    Default Delly V Halifax Loan

    Hi all finally back on the PPIicon track

    Ive finally again got my Halifaxicon loan statements etc.. 2 questions....

    Ive got a cover sheet telling me my loan amount and ppi plus ppi interesticon
    can i just use this to claim back my interest or do i need to go down the 8% line??

    My 2nd Ive also been charged about £100 in my loan time for late payments can i claim this back together or is it better to be seperate as not to confuse the bank??

    Thanks xx

    Similar Threads:
    Halifax cc Won settled in full after moneyclaim.


    MBNA WON SETTLED IN FULL....


    IKEA Data Protection Act sent 12/7/06 prelim sent 11/08/2006 gone to moneyclaim Ikea said they,d pay up but have yet to see the money


    Halifax current Won!!!!!!!!!!!!

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  2. 1st March 2007 20:40 #2
    reidnet reidnet is offline
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    Default Re: Delly V Halifax Loan

    Hi,
    The interst you can try to reclaim is at the Contractual rate (ie the APR rate that your loan is at) After all that is what interesticon they have charged you. Again you will need to state your case on what grounds the PPIicon was Mis-Sold to you.

    The £100 charges I would add them in on the same claim.

    Ian

    Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
    Halifax settled in Full.. 22/09/06
    TSB First Claim SETTLED IN FULL 19/10/06
    Second Claim to Lloyds TSB - Settled in Full
    Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
    PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.



    If my post has helped you, please click the scales! :grin:

    Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
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  3. 3rd March 2007 13:59 #3
    dellydaisy dellydaisy is offline
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    Default Re: Delly V Halifax Loan

    Thanks ian

    Its great to see you getting famous or infamous been on the telly and telling the banks what for!

    thank you !

    Halifax cc Won settled in full after moneyclaim.


    MBNA WON SETTLED IN FULL....


    IKEA Data Protection Act sent 12/7/06 prelim sent 11/08/2006 gone to moneyclaim Ikea said they,d pay up but have yet to see the money


    Halifax current Won!!!!!!!!!!!!

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