Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
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I have just received a reply from Clydesdale Bank (it took them 10 days). They say that I can only have statements for last six years under "DPA Rights of Access".
They also say that under the rights of access they do not have to supply any info on any manual interventions.
Click on the above link to place your order - payment by Paypal.
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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
Received my statements yesterday - but they only sent out the last 7 months, so have just notified them that the info was incomplete and that the clock is still ticking.
They tend to send them out in 2 batches Ray. Post July 2005 and pre July 2005. It's something to do with the way the statements changed layout last year.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Received a reply to my prelim letter today. They are sorry that I felt the need to complain ? about the fees, but if I had kept my account in credit then I would not have been charged.
Also they said that the charges were all line with their current policy. They kindly told me that if I was not satisfied I could go to the banking Ombudsman.
Yes just a standard reply.You need to send them a lba next probably for your next standard reply .Then it comes to the time they start to realise your setious and not going away .
Keep us posted.
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
Stick to your timetable.. file at the deadline if nothing heard..
Although you may want to pop whoever replied to you a quick one paragraph response reminding them that if you have heard nothing by the deadline and they have failed to refund the outstanding balance that you will proceed with the aforementioned action. This might chivvy them along somewhat - I do like a bit of pressure when it flows the other way!
"BA Group. The World's favourite CA Group"
HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
BARCLAYS settled in full 2 days prior to submission of defence by Barclays
CAP ONE settled in full on day 14 of LBA (£210)
Mine went today, and with Trunny's and PJ's claim too they are going to be so busy. My heart bleeds for them, as much as their hearts bled for me when they were helping themselves to my money. I'll be following your progress and update my thread as things progress so we can know what they get up to.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Filed my claim with the court a couple of weeks ago.
Received a letter a couple of days ago from the bank's litigation department, written in legaleeze but basically saying that the bank acted properly and in line with it's current schedule of charges.