Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Scouse Paul Novitiate Scouse Paul's Avatar

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    Default CCJ on credit file after paying parking fine

    A while a go i got a couple of parking fines at work (bizzare as it may sound).

    I decided not to pay out of principle as i dont believe staff should get ticketed, anyway I decided to pay them after I got a summons from a court that they should be paid.

    I managed to pay one of them off straight away but for the other one the court gave me an extra month to pay it (got paid a month later).

    I looked at my credit file earlier and it says I have got a CCJ on my file because of the second ticket.

    Can I go about getting it removed as I paid it and how do I go about getting it taken off

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  2. #2
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    Default Re: CCJ on credit file after paying parking fine

    Security is done in house at work so it was hospital security who issued the tickets


  3. #3
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    Default Re: CCJ on credit file after paying parking fine

    things are looking better now.

    Phoned up Kendal county courticon (thats who the judgement was made by) and spoke to a very nice lady on the phone who said all I need to do is send the court £15 and ask for a certificate of satisfaction


  4. #4
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    Default Re: CCJ on credit file after paying parking fine

    Sorry to be the bearer of bad news. But getting a CCJ satistfied is no good. It will still show up on your credit report and lenders will see that you have a CCJ.
    You will still have problems getting credit.
    I'm having a huge problem with a CCJ. It's only for £100. Paying it is not the problem, but it will still show up on my credit report. I'm trying to get the Judgement set asideicon.

    Subject Access Request for Kensington sent:23/11/06
    S.A.R - (Subject Access Request) for Clysdale sent on 24/01/07 which they lost, sent again on 04/04/07

    AA Payed in full £85:00 15/07/06 woo hoo!!
    King's Lyn Gym, £550 settled. Woo hoo my first win!

  5. #5
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    Default Re: CCJ on credit file after paying parking fine

    You should have received some kind of notification from the court before the case was heard. If you didn't, the parking company may have given your address incorrectly (I have heard stories that they do this deliberately, which is illegal). Can you ask the court what address was given?


  6. #6
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    Default Re: CCJ on credit file after paying parking fine

    Incredible...how can you get a CCJ without being told any information from the court? If the parking company is providing the wrong address that is outragious, surely something should be done about that!


  7. #7
    xipetotec46
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    Default Re: CCJ on credit file after paying parking fine

    Tell the court you had no chance to defend yourself in this action as you have never received any communication regarding the case.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE