Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    andyrae Novitiate

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    Default Offer from RBS - do I accept

    Hi All
    This is my first post but I have read a lot of threads which have all been extremely useful.
    I just have 1 question

    I have been sent a letter offering me a settlement in full from the RBSicon, which was all relatively stress free, however they want me to sign an agreement which basically states I agree with all future charges to my accounts laid down in their published tariff and if I don’t then they may have to consider whether they would consider offering me any banking facilities.

    What should I do?

    Surly they are as good as admitting the charges were illegal but then want me to sign an agreement to confirm it is ok for them to take these illegal payments from my account.

    Thanks to all the people who have posted in the past, thay have all been extremely useful.

    Similar Threads:

  2. #2
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    Default Re: Offer from RBS - do I accept

    Hello

    I wrote back to them accepting the offer on a completly separate letter when I accepted my offer. That way, they can't sting you later on when you write another lbaicon in 2008 for charges incurred in 2007.




    RBS Account 1: Won
    RBS Account 2: Won
    Capital One: Won
    Capital One (Wifes Card): Won
    RBS Account 2, round 2: Won
    RBS PPI: Won



  3. #3
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: Offer from RBS - do I accept

    Yeah no point in bowing to their wishes - you are calling the shots. A simple letter accepting settlement for THIS claim.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  4. #4
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    andyrae Novitiate

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    Talking Re: Offer from RBS - do I accept

    Thanks matt and T4ff
    I'll get the letter off today.
    Going to encourage everyone at work to get on the bandwagon.
    I think the RBSicon can afford to payout a few more customers they have (edit) money from out of their 9.2 billion pound profits!?!


  5. #5
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    missm Novitiate

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    Default Re: Offer from RBS - do I accept

    I signed 1, claimed again, and they paid out both times. On claim 3 now


  6. #6
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    lorneb Novitiate

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    Default Re: Offer from RBS - do I accept

    Hi, I have been sent a similar offer form the Royal Bank of Scotlandicon.
    "Any charges that properly accrue in the future will be applied to your account in line with our published tarrif and in accordance with the bank.

    They go onto say if I am unwilling ot accept the charges, they will need to consider if they will provide me with my existing banking facilities.

    I want to accept the offer they have given me but without their terms and conditionsicon. Can anyone give me advice on the wording I should put in the letter to say this.

    thanks


  7. #7
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: Offer from RBS - do I accept

    Click on RBSicon 1 in my signatureicon and at the end is my settlement letter. You can amend that slightly for your own purposes.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  8. #8
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: Offer from RBS - do I accept

    Something like this should be ok

    Thank you for your letter dated xxxx. I wish to accept your offer of settlement on the above account. This will be on the basis of a Full and finalicon settlement of this complaint only.

    Yours sincerely


    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE