Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Enzo Morales Novitiate

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    Default Debt Collector Postcards

    Hi there,

    Would very much appreciate any comment / advice on the following:

    I received a postcard from a debt collectionicon company a couple of months back addressed to my home but not to any specific addressee (ie "The Occupier"). The postcard said nothing more that to make contact with them and quote a reference number. I was suspicious of this so didn't bother.

    More recently I've received a similar postcard from "Rapid Forwarding UK" again with no specific addressee, requesting I contact them and quote a reference to make arrangements for "an item to be forwarded to me". I googled their address and it looks like it's from the debt collection company 1st locate.

    This all seems suspicious to me and I'm quite sure I don't have any debt.

    Any ideas on what this could be and what, if anything, to do about it ??

    Thanks

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  2. #2
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    Default Re: Debt Collector Postcards

    Ignore it... they are trying to prove you live at that address and as soon as you make contact and query the postcard, they will know for sure. I had 2 of these several years ago... and knew exactly what they were about.

    If you were expecting a parcel, then you would have paid for something and would know you were expecting a parcel. If a secret admirer loves you enough to send you a parcel, they will eventually let you know....

    If neither of these scenarios apply, then bin the postcards... or file them away, if you prefer.

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  3. #3
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    Default Re: Debt Collector Postcards

    P1 is right (as usual )

    leeds consultancy rapid forwarding

    If my post was helpful don't forget to click the star!

    Advice is offered freely, without liability and without prejudice.
    If in any doubt professional legal advice should be sought.

    I do not profess to be in any way legally trained, I am a big
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    Default Re: Debt Collector Postcards

    Thanks for responses. I agree with the advice and will be ignoring the postcards. Do you think they'll just give up if they don't get a response or are there other commonly used tactics I can expect them to employ ?

    I guess it induces a certain amount of worry, paranoia and curiosity to think that a debt collecting firm might actively be trying to establish my whereabouts you'd think that if they're looking for me then they'd address something specifically to me ?


  5. #5
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    Default Re: Debt Collector Postcards

    Quote Originally Posted by Enzo Morales View Post
    Thanks for responses. I agree with the advice and will be ignoring the postcards. Do you think they'll just give up if they don't get a response or are there other commonly used tactics I can expect them to employ ?

    I guess it induces a certain amount of worry, paranoia and curiosity to think that a debt collecting firm might actively be trying to establish my whereabouts you'd think that if they're looking for me then they'd address something specifically to me ?
    Mine gave up... but I have read of other tactics on here. The reason that they haven't sent anything addressed to you is because they are not sure that you are you..... yet !!

    PLEASE NOTE:

    I AM NO LONGER AN ACTIVE MEMBER OF THIS FORUM AND WILL ONLY RESPOND TO POSTS ON SUBSCRIBED THREADS.

    Fighting back with CPUTR 2008:
    http://www.consumeractiongroup.co.uk...ith-CPUTR-2008....
    CPUTR 2008 template letter:
    http://www.consumeractiongroup.co.uk...98#post3531398
    Challenging Reconstituted Agreements:
    http://www.consumeractiongroup.co.uk...ted-Agreements...

  6. #6
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    Default Re: Debt Collector Postcards

    i too have had a post card with onl a note writen on the back saying my nane and give me a call on 01412 283068 daniela

    i have no idea wot its about untill that is i did a search on the net
    and as a result i have jiond this site

    and i will be doing just as u have said and file it away with the date i had it

    sound advise thanks



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE