Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Default Slick v Barclays(business) ***WON***

    Hoping for help please.

    My Barclaysicon business a/c had loads of 'account control fees' which total over £2k in the last 6 yrsicon. These were charged when I was overdrawn and paid out a cheque or a DD. Instead of bouncing and charging me, they paid the item and charged £12 and then £20 resulting in quaterly AC fees of £300+ at times.

    Q. Are these account control fees reclaimable in the same way as unpaid items charge.

    Thanks

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  2. #2
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    Default Re: Slick v Barclays(business)

    See here:
    Business Claim - FAQ's
    Business Claims - basic guide


  3. #3
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    Default Re: Slick v Barclays(business)

    Thanks for the link. However, it still does not clarify whether the Account Control Fees levied count as reclaimable. They were charged presumably for someone to consider if payment should clear. Is this any different to a cheque referral fee or unpaid cheque fee.

    Opinions please.


  4. #4
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    Default Re: Slick v Barclays(business)

    1st claim letter sent by Recorded Del'y 7th March.

    No reply rec'd yet so lbaicon will be sent on 26th March.


  5. #5
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    Default Re: Slick v Barclays(business)

    Please could I have a link for a Court Bundle for business bank chgs claim. Thanks. Slick


  6. #6
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    Default Re: Slick v Barclays(business)

    No reply so lbaicon was sent.
    Just after 14 days was up, rec'd a standard letter from Cust'r Relations saying they'll reply by end April.
    Spoke to the Tel no they gave and was told no refunds made for business a/cs. Was told to speak to my branch.
    Called branch out of interesticon and they had my claim letter back there but had to now refer it to another office. I said 'enough - I'm off to Court.

    Filed papers at the county courticon this pm (24/4/07).


  7. #7
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    Default Re: Slick v Barclays(business)

    Nice work, dont stand for their excuses,
    If they dont want to pay out we will MAKE them pay out!..... RIGHT BOYS N GIRLS?

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  8. #8
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    Default Re: Slick v Barclays(business)

    In reply to my request for repayment of charges and my lbaicon, Barclaysicon wrote a ltr saying looking into it and will reply by 30th April. Lucky old me rec'd reply saying Thanks for my patience while they investigate my complaint fully. And i now quote, "However, we will contact you again as soon as possible, and certainly no later than xxx."
    Yes, they put xxx!
    I'm so glad I was told by forum peeps to stick to my own timetable. Or barclays would have me on hold forever.
    Bank has till 10th May to respond to Court papers.


  9. #9
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    Default Re: Slick v Barclays(business)

    Barclaysicon Filed Acknowledg't of Service on 8th May and have said they intend to depend all of my claim.
    They now have 28 days to file their defence.
    Hope the chat room is back up and running by then!


  10. #10
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    Default Re: Slick v Barclays(business)

    They have 28 days from when the claim was served not from when they acknowledge


  11. #11
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    Default Barclays defence iss'd v Slick

    Rec'd 3 page defence from Barclaysicon today setting out 12 points of reply.
    Court has sent me aqicon for completion despite telling me before this may not be nec'y. AQ to be returned to court by 7th June.

    HELP PLEASE.

    I've scanned Barclays defence and could send it by email if it helps.

    Thanks, Slick


  12. #12
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    Default Slick needs help - Barclays defence

    Would appreciate a reply to my last post.

    Worried the defence is a bit strong but maybe normal.


  13. #13
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    Default Re: Slick v Barclays(business)

    Not sure what the normal defence is of a business claim ..... but B's have been issuing an 11 point defence for customer accounts


  14. #14
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    Default Re: Slick v Barclays(business)

    When I 1st wrote to Barclaysicon dated 7th March , I claimed £48 re. chgs debited in March 2001. Court claim N1 was iss'd 24th April so will the £48 be lost now.

    And I'd still appreciate response about Barclays defence which I mentioned in my thread above.

    Thanks for help.


  15. #15
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    Default Re: Slick v Barclays(business)

    Very much doubt that you will lose the earliest charge


  16. #16
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    Default Re: Slick v Barclays(business)

    if you have scanned the document, cant you copy and paste it into your thread.?

    I dont understand what youre saying about £48, are you concerned about the limitations act?

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  17. #17
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    Default Re: Slick v Barclays(business)

    Dar£n,

    When I 1st wrote claim to Barclaysicon,£48 of my total claim was still in date but when the Court issued my claim, the amount which was chgd in March 2001 was over 6 yrsicon and Bclys have mentioned this in their defence. Will I have to drop this £48 from my total claimed from Bclys do you think.

    I have the defence scanned as a text doct but it runs to 2 pages. Isn't this too big for my thread. I could PM it - I just wanted to know if their defence is standard . It looks daunting but I guess that's the idea - to put peeps off. Thanks, Slick


  18. #18
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    Default Re: Slick v Barclays(business)

    Leave it in buddy, there is no limit to the 6yr claim anymore, you can claim right back if you have the information.
    Limitations Act pfffffft yeah right.

    they wont quibble over £48 anyhoo.

    keep going

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  19. #19
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    Default Re: Slick v Barclays(business)

    I've probably still got older statements. Are you saying I should go back beyond 6yrs if I have?

    And what about posting or PM'ing the defence. Do you think it sounds normal and nothing to worry about.


  20. #20
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    Default Re: Slick v Barclays(business)

    The defence will be normal.
    Check No1 doesnt say anything about not providing information about charges etc..

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