Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Service Charges!!!!!

    Since December, I have noticed RBOS have started charging me Service Charge of about £25 - £30 per month. What for???

    I used to be a Royalties Premier member - paying £15 per month - but decided to give this up as I never took up any of their benefits.

    Does anyone get charged for this and what the hell is it for.

    Thanks!

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  2. #2
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    Default Re: Service Charges!!!!!

    Have you had an increase in overdrafticon during that period? Might be that? No reason why you can't just ask your branch, can't see why they wouldn't be of help.

    If my post has been useful, tip my scales and let me know

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    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  3. #3
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    Default Re: Service Charges!!!!!

    Thanks Taff but I haven't had any alterations to my accoun aside from demoting my account from Royalties to a normal current account... i'll give the bank a call


  4. #4
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    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

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    Default Re: Service Charges!!!!!

    I ditto T4ffs remarks you need to ask the bank.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  5. #5
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    Default Re: Service Charges!!!!!

    Thanks lively.... called the bank and they said it's because I was overdrawn by and fiver in January.... I don't get it as examing my statements again, this is not reflected in it at all. I will have to speak to them again...

    It looks as if since I am no longer a member of their £15 per month Royalities scheme, they now charge me under Service Charge and it seems they take more money than before.... but I'm sure I wasn't overdrawn.... arghhhhhh!!!! I will have to go back and reclaim.... again! Boring!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE