Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
The OFT will give its decision on an intervention threshold at which they will themselves take action against the banks.
The OFT can not legally decide what represents fair and unfair charges. They themselves recognise it, as seen in their reports on credit card charges of April 5th, 2006.
The OFT clearly state that the intervention threshold is NOT meant to signify a fair charge.
So whether you challenge the banks before or after the OFT announcement (not ruling, they are NOT a Court!) makes no difference.
Apologies to people who I was in the process of helping, I may be gone some time.
many thanks for that, nice to know we are being `looked after` by those who know
precisely dont read too much into the papers or tv programmes alot of the info is slightly incorrect. just follow the tried and trusted method on here and you wont go wrong.