Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Indie v Barclays **WON**

    Ok so sent of my request for details of my account - got that back real quick.

    Then sent the standard letter asking for the charges back - totalling approx £750.

    In my letter they were due to respond by 13th October ... got a letter before then saying they couldn't respond until 26th October. Was definately going to send them a letter before actionicon on the 13th but ended up flying to California and forgot ... DOH!

    But surprise, surprise get a letter on my return dated 26th October saying that I didn't have a claim but that they would offer me £350 to finalise matters ....

    So I take it I should write back saying no way baby - I want it all???? But should this be a letter before action or just a 'give it to me or within 7 days I will send a letter before action?

    I also want them to stop taking the £12 or so monthly for the Additions Account I have - that I don't want!

    Also once paid out - do they continue to make these charges on your account? Does anyone have any experience of that?

    Thanks
    Indi

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  2. #2
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    Default Re: Indi v Barclays... Starting well ....

    You can send this letter rejecting their offer, and then send the lbaicon according to your original timetable

    http://www.consumeractiongroup.co.uk...ent-offer.html

    Re the additions account, presumably you could contact them and request that they cancel it. Do you recall ever signing up to it? If not, and they are unable to prove that you did sign up to it, you may be able to claim back all the monthly charges.

    Yes, they do have a habit of continuing to charge penalties, even after they have settled your claim. But I would have thought if you were to call them each time it happens, they would probably pay it back

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  3. #3
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    Default Re: Indi v Barclays... Starting well ....

    The Update!

    Had an offer of £350 against the claimed amount of £715 ... I responded no way and also that the claim had just increased by £60 due to another 2 x £30 paid referrals being charged - one for me being £2 overdrawn....

    Told them I wanted a minimum of £700 and that they should respond within 14 days. They didn't so today I filed my claim on line... EEEK!!


  4. #4
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    Default Re: Indi v Barclays... Starting well ....

    Keep going you'll have all your money back soon, but be prepared to go through the court route. They settled with me 21 days before court date it is very satisfying. I got charged the other day for being £4.21 overdrawn and they won't give it back so i will have to go through the whole performance again.
    Good Luck

    charlie

  5. #5
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    Default Indie v Barclays **WON**

    So have got a court date of 4th May - which is date I said to avoid! So bloody hope Barclaysicon does settle as supposed to be going to Cornwall that day!

    But no request for a court bundle or anything - is that likely to come later please????

    Thanks


  6. #6
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    Default Re: Quickie Q ... please!

    What does your letter say that advised you of the court date. Mine told me that I had to get to the court and other party, by a stated date, documents that I was going to rely on.

    Got the paperwork ready for the court by date specified. Got letter this morning from Barclaysicon offering Full and finalicon settlement .


  7. #7
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    Default Re: Quickie Q ... please!

    Nothing about documents whatsover! Just states the date and says an hour and a half has been put aside ....


  8. #8
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    Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative

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    Default Re: Quickie Q ... please!

    I would phone the court just to check. It's unusual just to give the date and no other directions.


  9. #9
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    Default Re: Quickie Q ... please!

    are you sure it wasnt a date for allocation?

    .
    http://www.findmadeleine.com/
    http://news.sky.com/skynews/madeleine

    If I dont reply to a direct question please feel free to PM me.

  10. #10
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    Default Sucess!!!

    Many thanks to this site for getting me off on the right track ... its taken some months but very little effort considering!

    My Court date with Barclaysicon was due to be 4th May - I changed that to 11th May and within 2 days had an offer for Full and finalicon settlement from Barclays in the sum of £855.

    The Court did not even ask me for a court bundle - I guess they are getting used to these cases disappearing off the List at the last minute!!

    YIPEEEEE!!!!


  11. #11
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    Default Re: Sucess!!!

    Congratulations!!!!




    2007 Issues ALL RESOLVED

    2008 Issues ALL RESOLVED
    £4,200 in charges claimed back succesfully from a total of 5 Creditors
    2009 Issues ALL RESOLVED
    NEXT Directory - No Agreement, No Further Action **WON**

    2010 Issues

    Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10
    Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination




    My Head is officially out of the Sand

  12. #12
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    Default Re: Indie v Barclays **WON**



    Congratulations!!!!!!



    I've merged your threads and will move them to the successes forum.

    Don't forget to fill out the survey

    Enjoy your payout!





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