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Hi I won my claim with RBOS they sent me a letter saying that they will pay out but I have about 4 other accounts that I am looking to claim on.
Any advice - I am sure I read somewhere that some people sat tight and just got the money paid in? I have posted about this before and to advice came forward HELP PLEASE!
Hi there thanks for this I will send it off. The thing I am worried about is that if the 20 year limit really starts to build up I will have missed out on a lot of money - can't think like that I know!
I'm not sure that you can revoke your statutory rights with the reply letter i.e even if you did send it they cant hold you to it.
Thus the small print on a lot of products "this does not affect your statutory rights"
Im sure someone can correct if me if I am wrong on this
Don't let RBOS get away with anyhing look at what profits they have just made!!! They do like to send letters saying you have not to tell anyone that they have settled and it is just a goodwill settlement. I never sign anything. If they don't send the money or credit an account then it is court as promised and they will have to pay up
I'm not sure that you can revoke your statutory rights with the reply letter i.e even if you did send it they cant hold you to it.
Thus the small print on a lot of products "this does not affect your statutory rights"
Im sure someone can correct if me if I am wrong on this
This is true in essence however, i cant remeber where i saw it on this forum im sure though, that this may have changed.
I would therefore urge caution before singing Full and final if it can be construed as applying to your relationship with the bank rather than on a per account basis.
it would be good to be wrong but im not sure i am.
glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
Just spoke to RBOS myself and explained I was conserned to sign letter as I have other claims. They told me that a letter stating that I was only settling for this account only would be fine and they would pay out.
On my letter of acceptance - I wrote my own saying I was happy to settle for charges made from the period xxx to xxx as listed on my schedule of charges. As I wan't to claim more from that account.
Posted it yesturday, lets see if Sandy accepts my acceptance letter.
Slightly off topic but i didn't think it was worth starting a nnew post for - for those of you that have settled how long to RBS take to credit your account with the refund?
Slightly off topic but i didn't think it was worth starting a new post for - for those of you that have settled how long to RBS take to credit your account with the refund?
Henderson
For future reference when you settle with a bank you always tell them the settlement is conditional to receiving cleared funds/cheque within 7 days.
They may moan but its tough, they have shed loads of cash laying around if they really need it!!!
If it gets to court and the court don't specifically impose a timeframe for settlement, its usual for payments to be made within 14 days of the date of the order.
JMHO
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
All i can say is that if you dont recevie the funds then write to them after seven days remidning them you expect it within seven days or you will file at court/continue with your claim and dont forget never stop the claim until you have cleared funds.
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
Do I need to sign NO MORE CLAIMS LETTER?
Reply With Quote
Re: Do I need to sign NO MORE CLAIMS LETTER?
They do like to send letters saying you have not to tell anyone that they have settled and it is just a goodwill settlement. I never sign anything. If they don't send the money or credit an account then it is court as promised and they will have to pay up
Originally Posted by bally35
