Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Question Barclays & Woolwich

    New to all this, sorry, but hope someone can help? I have concerns even to start looking what charges I may be owed, worried that Barclaysicon will close my account??? My other account is with the Woolwich, so if I only hve a dispute with my Barclay account could they close my Woolwich one too???:-|
    Sorry if this question has already been asked, but I'm getting carried away with all the posts and haven't been able to find anything?
    Thanks for your attention?

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  2. #2
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    Default Re: Barclays & Woolwich

    Quote Originally Posted by Redragon View Post
    New to all this, sorry, but hope someone can help? I have concerns even to start looking what charges I may be owed, worried that Barclaysicon will close my account??? My other account is with the Woolwich, so if I only hve a dispute with my Barclay account could they close my Woolwich one too???:-|
    Sorry if this question has already been asked, but I'm getting carried away with all the posts and haven't been able to find anything?
    Thanks for your attention?
    Hi reddragon, and welcome. It's not unusual to feel a bit overwhelmed by all the information. I'm presuming you've already read the faqs, but this is a good link in it:

    http://www.consumeractiongroup.co.uk...k-charges.html

    You need to consider the possibility of opening a 'parachute accounticon' - a back up account just in case the bank threatens or does close your account. They shouldn't do this, as it is retaliatory action, but they have been known to on some occasions. I have personally successfully claimed against Barclays, Barclaycard and Halifaxicon, and none of them has closed my accounts. It is a risk you have to take, which is why opening a back up account is recommended if you're concerned. As for your Woolwich account, I really can't see why they would close that in relation to your Barclays claim, as technically they are separate entities so to speak.

    Don't let the fear of account closure prevent you from reclaiming what's rightfully yours. Don't get mad, get even as I say!

    If you need anymore help, just post on this thread as you go along....

    Crash




    DAY 1: 12/09 - S A R to British Gas
    DAY 45: 27/10 - Data Non-Compliance sent off
    DAY 67: 18/11 - N1 Deemed served
    DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06
    24 Days: E2Save Settled in full £70
    59 Days: Barclaycard claim Settled in full £134.39
    162 Days: Halifax Settled in full £1543.80
    179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs
    254 Days: Barclays 2 Settled in full £1450.91

    Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  3. #3
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    Default Re: Barclays & Woolwich

    yep, fully agree, its your money they 'borrowed'
    Go in guns a blazin.

    .
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    If I dont reply to a direct question please feel free to PM me.

  4. #4
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    Default Re: Barclays & Woolwich

    yep, go for it
    and dont worry about the [implied] threat of A/Cclosure either.

    A&L were fined a few weeks ago for doing just that, i doubt any bank will now tread this line.

    we are all with you.

    dx100uk

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
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  5. #5
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    Default Re: Barclays & Woolwich

    Thank folks, think I will open an account elsewhere first, just had a letter from Woolwich today, it says my account with them will now be switching to a Barclaysicon account, and yes if I now wish to use this account I must refer to my Barclays branch.............it seems my local Woolwich is closing :-|



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