Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
New to all this, sorry, but hope someone can help? I have concerns even to start looking what charges I may be owed, worried that Barclays will close my account??? My other account is with the Woolwich, so if I only hve a dispute with my Barclay account could they close my Woolwich one too???:-|
Sorry if this question has already been asked, but I'm getting carried away with all the posts and haven't been able to find anything?
Thanks for your attention?
New to all this, sorry, but hope someone can help? I have concerns even to start looking what charges I may be owed, worried that Barclays will close my account??? My other account is with the Woolwich, so if I only hve a dispute with my Barclay account could they close my Woolwich one too???:-|
Sorry if this question has already been asked, but I'm getting carried away with all the posts and haven't been able to find anything?
Thanks for your attention?
Hi reddragon, and welcome. It's not unusual to feel a bit overwhelmed by all the information. I'm presuming you've already read the faqs, but this is a good link in it:
You need to consider the possibility of opening a 'parachute account' - a back up account just in case the bank threatens or does close your account. They shouldn't do this, as it is retaliatory action, but they have been known to on some occasions. I have personally successfully claimed against Barclays, Barclaycard and Halifax, and none of them has closed my accounts. It is a risk you have to take, which is why opening a back up account is recommended if you're concerned. As for your Woolwich account, I really can't see why they would close that in relation to your Barclays claim, as technically they are separate entities so to speak.
Don't let the fear of account closure prevent you from reclaiming what's rightfully yours. Don't get mad, get even as I say!
If you need anymore help, just post on this thread as you go along....
Crash
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
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Thank folks, think I will open an account elsewhere first, just had a letter from Woolwich today, it says my account with them will now be switching to a Barclays account, and yes if I now wish to use this account I must refer to my Barclays branch.............it seems my local Woolwich is closing :-|