Thread: preparing court bundle so confusing

Originally Posted by shelbel1

hi there
just wondering as i now have court date of 27/04/07. have just started to look through all the paperwork everyone has talkked about on this site.
do i need to print absolutely everything 3x as i dont even understand half of it and it all looks like gobbldy gook to me! i wouldnt even know what i was to talk about if i had to go into court with all that.
please help

Highly unlikely you will need to this - if they staill ahven't settled by say 3rd week of March then reconsider what you will need.

Originally Posted by shelbel1

thanks gizmo-shall i wait until 2 1/2 weeks before court date to start preparing court bundle then do you think, if it does go to court how do i get a court buddy

where are you livign?

Originally Posted by shelbel1

i live in oldham ,:-| lancs- i did email one buddy from the list but i didnt get a reply.

Too far for me, but no need to worry as nat west haven't been to court yet.

Originally Posted by shelbel1

ok thanks again gizmo-just one more little thing- do i have to post a new thread evertime i need help or can i post threads to people who have replied to me before?

Just continue in your old thread,and then you story keeps in one place, everytime you post on the thread it wil lgo to top of list.

Have you not had a offer of any sort from Cobbetts?

You actually need to prepare three copies of the court bundle, one for the court, one for the defendant and one for yourself. It will probably be a good idea to leave it as late as possible to try and save yourself some printing.

Originally Posted by shelbel1

THANKS- i will do.
could anyone look at my post about Capital One's letter where they have made me a considerably low offer and then give me some advice on what to do next??

Yes if you post alink

Hi Shelbe1

I'm a bit confused too !
Did you say Cap 1 sent you the letter, because you have posted in the Natwest Thread ?

Is it a Capital One debt or a Nat West debt ?

Hope xx

Originally Posted by shelbel1

sorry bit confusing-dont know how to post a link so here is the letter i received fom cap' one

"when we opened your acc' , we sent you a credit agreem' BLAH BLAH BLAH.which i signed & agreed to etc.
as youre prob' aware the OFT havent challenged the right of banks to charge default fees, but merely the level of those fees.
although we feel £20 is just a fee , we've reduced our fees to £12 so that we're inline with our competitors.
i appreciate that you've incurred previous fees at the higher rate & would like to address this.
i've reviewed your account & as a matter of goodwill i'd like to reduce the fees we've added to your account to £12 each.
i've refunded £264.00 & you'll see this on youre APRIL statement.
if i dont hear from you in 4 weeks i will consider this matter closed "

link provided
http://www.consumeractiongroup.co.uk...tml#post693889

Its true. They have not defended one case in court yet !!!! So you should be ok................. nothing guaranteed of course, but usually they settle even right up to the day before.......... Fendy xxx