Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have sent my first SAR request last week and I was just wondering if I would follow the English law or Scots law? This might sound a stupid question but English and Scots law is completely different and I first opened my RBOS a/c whilst I was still living in Scotland. I have now moved to England but the majority of the charges happened while I was in Scotland.
you could change your address to someone you know in scotland. Then you can claim through scottish law, however you would be better to use english law as you can claim more than £750 in small claims, and you can also claim up to 6 years of charges instead of 5.
Got my reply back from RBS ref: SAR. They said on the reply letter that I did not give them my account number and sort code. I clearly typed them both on the top line in bold and underlined! I replyed back and said just that and I also copied one of my old bank statements.
I cant believe that they thought that I would not include my account number in the request!
Sent SAR: 23 Feb 07 Reply from RBS: 06 Mar 07 Sent reply back to RBS ref SAR: 06 Mar 07
Lots of people having the same problem (me right now with Natwest). I can only presume that they are doing this to bide some time in anticipation of the ruling from the OFT.
Don't stand for any crap - your original deadline should stick, that is they have 40 days from the date of your FIRST letter.
If my post has been useful, tip my scales and let me know
Thanks, I thought as much. I replied back with another letter stating that fact and I also underlined and increased the font of my account number and sort code. I also enclosed a copy of one of my statements in case they still get confused!!!!
ca21981vRBS
request last week and I was just wondering if I would follow the English law or Scots law? This might sound a stupid question but English and Scots law is completely different and I first opened my RBOS a/c whilst I was still living in Scotland. I have now moved to England but the majority of the charges happened while I was in Scotland.
Reply With Quote
Re: Do I follow Scots or English Law?
