Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 6 of 6
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    manchestman Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    290

    Question DPA request 166 days old & not complied. Estimate + claim anyway?

    Hi all,
    Help appreciated please. Am getting so frustrated with barclaycards intransigence and silence!
    SARicon sent with fee to Peter Townsend, Barclaycard back on 10th September 2006 166 days ago!
    Partial Transaction details sent back almost immediately.
    lbaicon sent on 17 september, for estimated charges of £280 and actual charges of £160 plus repeated request that Barclaycard had not complied fully with my SAR and that i was many months transactions/charges missing as well as no manual intervention (default notice etc) or transferance of info to third parties etc. (we had been dealing with succession of DCAicon).
    They then confused me totally and sold the debt to HFO.
    Having now sorted out HFO I need to return my attention to getting these charges returned to me.
    despite reminders, no contact from Barclaycard except for a letter containg transactions from 4 statements, 3 of which I had already been sent in September!
    At my wits end and desperately want to take Barclaycard to court. i know how to do this with a definate figure to claim, but how would I word my n1 if it includes an actual amount and an estimated amount as well?
    I've also discovered they charged about £68 for PPIicon during early months that was never requested and is an unticked box on original agreement. Can I also submit a claim for this on my N1, or would this confuse issue and make me more likely to lose the claim?

    Similar Threads:
    < < < < If I can help I will and if I have helped please tip my scales.
    Please keep this site alive by downloading the great new CAG toolbar - keeps all your subscribed threads in one easy to use place. http://consumeractiongroup.co.uk/cag_plugin.php Use the search facility regularly and CAG generates much needed money!

  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    martinhw Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    Posts
    330

    Default Re: DPA request 166 days old & not complied. Estimate + claim anyway?

    We had a similar experience getting info from Barclaycard - my thread is http://www.consumeractiongroup.co.uk...rclaycard.html

    Claiming for the PPIicon would not confuse the issue if you have a copy of the signed agreement. I would include it in the claim.

    The Final Demand letter in my post got them to comply within a couple of days of receiving it.

    Good luck with your claim.

    Lloyds TSB (C.Acc) **WON - Fully Settled**
    NatWest - £1367.96 - N1 Filed - AQ Compl
    Lloyds TSB - Select Loan PPI - £4629.52 - N1 Filed - Settlement rejected
    Lloyds TSB Credit Card - £373.48 - N1 Filed
    MBNA Credit Card - £791.52 - N1 Filed
    Capital One - £746.67 - N1 Filed -** Settlement awaited **
    Halifax Credit Card - £836.12 - N1 Filed
    Paragon Personal Finance - S.A.R 15/12/2006
    Littlewoods - £834.43 - N1 Filed
    Barclaycard - £1145.00 - N1 Filed
    My Wife:
    Natwest Current Account - £1197.98 - N1 Filed at Court
    Capital One - £1150.94 - N1 Filed - **Settlement offer rejected **
    Littlewoods - £1405.48 - N1 Filed
    8-) PROUD TO BE DEALING WITH MY DEBTS! 8-)

  3. #3
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    One step ahead of you!!!!!
    Posts
    2,578

    Default Re: DPA request 166 days old & not complied. Estimate + claim anyway?

    Mr Adrian Whalley -The Data Protection Manager
    Data Protection Team
    Department LRC
    Barclaycard
    Northampton
    NN475G

    **/** 2007


    letter before actionicon
    Section 7 – Data Protection Act 1998

    Dear Adrian Whalley,

    Account Number: **** **** **** ****

    You have failed to comply with my Data Protection Act Subject access requesticon dated **/**/**.

    If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.


    Yours faithfully,


  4. #4
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    One step ahead of you!!!!!
    Posts
    2,578

    Default Re: DPA request 166 days old & not complied. Estimate + claim anyway?

    You could try the above but be preparred to follow it through if you have too.

    Tanz


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    manchestman Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    290

    Default Re: DPA request 166 days old & not complied. Estimate + claim anyway?

    Thank you Martin and Tanzarelli. As luck would have it, the remaining transactions dropped through the door this morning as badly photocopied actual statements! Gosh, Barclaysicon must really have there work cut out at the moment ... but its all there own fault anyway. There is still the remaining data that i requested, besides the transactions/charges list, but at least I can now proceed with a true claim, once I work out my contractual interesticon on each item for my N1. I am still going to proceed with a strongly worded last chance letter based on your letter, Tanzarelli, and WILL issue separate proceedings in 9 days time for compensation for non compliance of SARicon/DPA request (from several months ago now). They have certainly have enough time to fully comply in my case.
    I have suscribed to your thread, Martin, as it seems we are in a very similar boat now.
    Tanzarelli, i have been reading your posts for a long time now, especially the mammoth thread on 'consumer credit agreements'.

    < < < < If I can help I will and if I have helped please tip my scales.
    Please keep this site alive by downloading the great new CAG toolbar - keeps all your subscribed threads in one easy to use place. http://consumeractiongroup.co.uk/cag_plugin.php Use the search facility regularly and CAG generates much needed money!

  6. #6
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    One step ahead of you!!!!!
    Posts
    2,578

    Default Re: DPA request 166 days old & not complied. Estimate + claim anyway?

    Good luck with your claim

    Tanz



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE