Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm about to go down this route and I've got 2 joint accounts with the wife, the wife as 1 account and I also have 1 account (all with Natwest of course).
Can we submit a joint claim covering all the accounts or do I have to do this seperatley?
what i mean is your claim can have your accounts on it, your wife can have a claim for her account and then you have a claim for joint accounts.
I think it may be feasible for your to have multiple claimants against a single defendant, however, it seems awfully complex to me.
I would probably write a single set of SAR, prelims and lba though.
Take a bit of time to research the issues, it may be easier than i think, and you have , assuming you need to send the SAR around 68 days from sending the SAR to getting to a position to submit your claims should that be necessary.
JMHO
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
Submitting a claim for multiple accounts?
of course).
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