Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello everyone, I'm pursuing this for my girlfriend, and have a small query before sending off the lba.
I didn't send a DPA request as I got all the details from online banking going back 4 years. Have so far done the following:
08.05.06 Sent PRP claiming Total amount+interest up to 08.05.06
10.05.06 Received letter saying they won't refund the charges, etc.
OK, so question is, when I send off the LBA, should I put the interest as on the previous letter, or up to the date of the LBA? I know it's only a minor thing, and I'll probably be told I shouldn't have claimed interest at this stage, but what's done is done...
If this is the 8% then you cannot claim that until you issue the county court Claim anyway. However, if you have managed to calculate the interest accrued on the individual charges, then it would be as at the date of the letter before action - in the same way you would add any further charges levied since your first letter.
Alan, Derby, UK.
PLEASE HELP US TO KEEP THIS SITE RUNNING
EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS
Or you may wish to buy one of these great resources:
Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
It was interest as per the the Excel spreadsheet in the Template Library, so on reflection that's 8%. Should I just put +Interest on the lba then, or just go with what I put on the PRP?
On the lba you should just put the total of the charges you are claiming. The 8% on the Excel sheet is only claimable at county court stage as it is claimed under s.69 of the County Court Act.
Alan, Derby, UK.
PLEASE HELP US TO KEEP THIS SITE RUNNING
EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS
Or you may wish to buy one of these great resources:
Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
David Vs LloydsTSB
.
Reply With Quote
