Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have spent two weeks going over this excellent site's documentation and have now sent a prelim letter to Natwest requesting payment of just over £2,000 in charges going back six years.
I am looking forward to Court action. I recently successfully sued a firm of bailiffs and am itching to have a go at another piratical organisation!
I wonder if anyone reading this has considered the penalties levied by Transport for London and their Congestion Charge? Is there a real difference between bank penalties and TfL CC penalties? Maybe a new thread somewhere...
Welcome to the site.
I will start a thread for you and transfere this there.
A good idea if you could post the details of your action with the baliffs in our baliff section....
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No response from the jollies at Natwest at all from prelim letter regarding my £2,000+, so lba has now gone off and they have until 23rd March - at which point it's a full broadside with the help of MCOL.
Must say, and I know I shouldn't, I am rather enjoying all this...
Well done, keep at 'em, seems they are paying out a little quicker in some cases but perhaps their workloads is a bit too high for them to respond to every one quickly!!
Good luck lord alcohol - and don't worry about the court process, there a loads of members at the same stage as you at the moment. Nearly there - just play the waiting game for a little longer........ then you'll get your nice fat cheque back!!!!!
Yaaaaaaaaaaaaaaaaay, another win predicted for the CAG. I love it, love it, love it.................. Fendy xxxx
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
************************* ************************
NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
Rather than cough up the dough which Natwest must know is unlawfully taken, they would rather pay out interest and Cobblers' fees just to (apparently) make it as awkward and time-consuming as possible for their customers to reclaim what is rightfully theirs.
Anyway, NatWest acknowledged my claim on the last day and have stated that they intend to defend it. Last day to file their defence is 28th April.
In the meantime, and just to show that I'm not to be trifled with, I've started a claim for charges on a business account too. Arf! Arf!
Have just received Cobbler's defence and another document, a Request for Information and Clarification under CPR part 18.
The defence is laughable. I can only image that poor Lynsey is churning out this guff knowing full well it will never be presented in Court. How embarassing for her if it was!
As for the CPR 18 info, I've pointed out to Cobblers that they are merely wasting time by asking for this. I've cc'd the Court and also told them that Cobblers are wasting time, and have also asked them to write and ask if they intend to be present in Court.
This is just delaying tactics isn't it? It can't be anything else, unless that Lynsey has lost the plot entirely.
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site
Steven
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My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.