Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
did you send your S A R by recorded delivery.
i ask this because there are numerous accounts of firms receiving S A R,s by normal mail, and it's suggested that they destroy the mail without cashing cheques so you have no proof they even received it in the first place.
I sent the SAR Special Delivery, I have not actually sent the SAR to my bank to claim back my bank charges,(although I will be claiming at a later stage) it is in relation to fraudulent activity on my bank account, unfortunately the bank in question have accidentally sent me an attachment via email, that I should not have seen.
This attachment in question along with several emails reveals 100% that they are actually lying about several things.
I would imagine the person responsible for accidentally sending the attachment will probably be disciplined if not even dismissed. On the other hand he/she has given me a crucial piece of evidence
is it possible for you to print copies of the e-mails they have sent you, they may come in useful at some point in the future. you could perhaps try notifying them of their mistake, including just a couple of points in the e-mail to let them know you did actually receive it. ( that may change their mind, or begin communication to your benefit ). on the other hand, if you have letters explaining one thing, and copies of e-mails saying things to the opposite, perhaps a visit to your local C A B may be worthwhile.
if the fraudulent activity is to do with cash being taken without your knowledge, or you have lost your card and cash has gone missing, then provided you informed them immediately, they do usually look into it and return the cash at a later date when they can confirm that the activity isnt down to your neglect etc. have a look at your T & C's because it usually explains all of that in there.
good luck !
To be honest it is not a simple case, I have had the money refunded, but the point is the fraudulent activity happened due to the (I am of the opinion) bank failing to complete security properly; this attachment has helped me confirmed what I suspected
Basically I have emails from two separate members of staff stating that the calls related to the fraudulent activity were not recorded, also another member of staff (have the email again) confirms that the call centre where the calls were taken, do not record any of them. Yet the attachment says different.