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Hi, Can anyone advise next step please re unsecured loan for £15000 with A & L
Had arrangement with Global to pay
£25 00 per month from 30th Nov 06 to 30th Jan 07
letter says to be reviewed at the end of this period.
On 24th January letter from Shoosmiths asking for payment of £14881.29. (can they do this as previous letter said to be revieved after 30th January)
On 2nd Feb received Court forms for Northampton Court. (Shoosmiths)
On 4th February I sent CCA 1974 - section 77-79 request with £1 00 to Global and A & L seperatly. On 11th Feb sent letter to Shoosmith informing them account was in dispute
No acknowledgement from Global (12 days up) On 21st February recived letter from A & L saying aggrement to follow. (12 days up) Today 24th Feb received Judgement for Claimant ordering to pay the total amount.
What do I do now don't know which way to turn for the best as so conffused by it all.
I don't know whether you are getting enough help on this forum, so have you tried asking the dudes on the Debt Action Group forum? They may be able to offer some more concrete advice.
Iv spoken to the Courts today and also posted a letter of to them explaining the situation. From what I can gather A & L want to take a charge on the property
Don't understand why they are doing this as the property is on the Market, and I wrote and told them that in late October.06
The courts suggested I speke to Shoosmiths,
But rather thatn telephone Iv sent a letter and copy of letter sent to the Court.
All I can do now is sit a wait see what happens.
So grateful for your interest and encoragement I think I will post on the Debt Group see if they can come up with any help.
A & L Urgent Help Required
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