Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Re: Have I passed a deadline to take Cahoot to court?
Hi there Joanne,
I'm no expert, but I don't see any reason why you couldn't send them another lba and then take them to court after the 14 days passes.
I wasn't in a position to make my claim immediatly after the 14 days but i was after 4 weeks (obviously not as long as you though).
If you send them another LBA then if it does go to court and they try to use this in their defence (which I doubt they would) you have at least sent them a fresh LBA.
They could argue that they never recieved the first letter so I would send your new one recorded delivery and at least that way you know when they recieve it.
Re: Have I passed a deadline to take Cahoot to court?
Sorry to contradict both of you, but I don't see why OP needs to send another letter. If anything, he left them even MORE time to settle, so has fulfilled all his obligations. They've said no twice, I don't think they're going to have a change of heart now. Sue them!!! ;-)
Apologies to people who I was in the process of helping, I may be gone some time.
Re: Have I passed a deadline to take Cahoot to court?
They might consider the case closed. And? Who said they were calling the shots on that one?
Your claim, your deadlines, even if you haven't followed your own, that's your outlook, it doesn't exonerate them or give them any right to close your file. I'm sorry, but with that kind of reasoning, you are still thinking like a victim.
As far as courts proceedings and the CPR go, you are squeaky clean once the original month from first letter is past, and that's the total sum of your obligation. By sending another letter, you are giving them back the control of the timetable, never a wise move when it comes to banks.
Apologies to people who I was in the process of helping, I may be gone some time.
Re: Have I passed a deadline to take Cahoot to court?
Originally Posted by Bookworm
They might consider the case closed. And? Who said they were calling the shots on that one?
Your claim, your deadlines, even if you haven't followed your own, that's your outlook, it doesn't exonerate them or give them any right to close your file. I'm sorry, but with that kind of reasoning, you are still thinking like a victim.
As far as courts proceedings and the CPR go, you are squeaky clean once the original month from first letter is past, and that's the total sum of your obligation. By sending another letter, you are giving them back the control of the timetable, never a wise move when it comes to banks.
Thank you ML for clarifying that for me I shall bow to your better knowledge. Livelylad dons his cap to booky.
Have I passed a deadline to take Cahoot to court?
in October. Again, they said no.
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Originally Posted by Bookworm
