Thread: Defaulted Egg Loan/Credit Report

Originally Posted by phil24b

I'm trying to get Egg to correct my credit report for a loan i defauted on in 2004, my report is marked as defaulted since 2004 and repayment details of £175 over 12 years

when in fact I pay £350 and it will be clear in another 2.5 years
A company called Shoosmiths handle my payments, but i don't believe they actually bought the debt.

Anyhow, I called up Egg last month to ask them to amend those payment terms but they said they cant untill the debt is clear, they also said they cannot remove the default notice until the debt is settled.

I got my CCA request from them this morn, and it shows the correct payment terms stated above, am i in my rights to get them to change this and is there any chance the default can be removed?

Are there any late payments charges etc to claim back ? I don't think you'll get the default removed unfortunately