Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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London
NW11 7PE



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  1. #1
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    j1mmyd Novitiate

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    Lightbulb Group (Class) Action

    Hi folks,

    I'm very new here (registered yesterday) and I've spent a lot of yesterday and some time today reading through threads.

    I calculate that the HSBCicon has taken penalty payments in excess of £6000 from my account over the last 6 yearsicon and I have noted that others are in a similar position.

    My lbaicon went out 7 days ago and so I'm still sitting, twiddling my thumbs, waiting for the bank's standard brush off response.

    Considering the potential amount of my claim, and noting that others have similar sized claims pending, I was wondering about the possibility of putting together a number of claimants to bring a group action.

    This would have the effect of reducing any costs liability and, hopefully, increasing the pressure we can place on the bank.

    Please post any comments or thoughts on this below and we'll see where it goes.

    JD.

    (Mods - if this post is inappropriate for this forum, please let me know)

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  2. #2
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    norvernrob Novitiate

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    Default Re: Group (Class) Action

    Firstly, you need to split the claim into 2 seperate claims. £5k is the small claims court limit, and there's no possibility of paying out large costs.

    Bank of Scotland: Claiming £699.47, SETTLED IN FULL at moneyclaim stage
    Sisters NatWest - Claiming £1056 - SETTLED at AQ stage
    Natwest CC - Claiming £804, SETTLED IN FULL at LBA stage
    GF Natwest - claiming £749.33, moneyclaim filed - SETTLED IN FULL 04/08
    MBNA: Claiming £150 - SETTLED IN FULL at LBA stage
    HSBC: £1014 - SETTLED at LBA stage + pending charges removed
    Sisters HSBC - £300 - SETTLED IN FULL at prelim stage
    Yorkshire bank - claiming £496.68 - SETTLED IN FULL at court date stage.
    Capital One - claiming £605.54 -SETTLED IN FULL



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE