Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
First of all - thanks to everyone for all this helpful information through the site!!
I am curently pulling the paperwork together to start my claim in the Sherrif Court in Glasgow however I have 2 claims against A&L as have moved accounts, they are for £200 and £350 so fall under the £750 limit for Scottish procedure.
I hear that banks are settling a claim with the aggreement that no further action can be taken and I wonder if I put both of my claims through with one set of claim forms? Any help would be appreciated on this.
I was sure I had read it on this site but as usual I have lost the thread . I have still to send my lba for my second account and will wait the response telling me there is nothing further they can do before I head to court. I think it will save me some time and if I am doing something wrong I am sire they folks at the court house will tell me - I hear they are a friendly bunch
stating that you should claim all monies due at one time so I have amended my statements to read 'I have held an account with A&L since on or before dd/mm/yyyy with account numbers 12345678 & 98765432'. Hopefully this will be accepted, I am heading off to court this afternoon with my papers and will let you know how I get on.
Ok - Have filed my claim at the sherrif court in Glasgow. My return date is 24.05.07. Just wanted to say that I was advised by the clerk not to add the interest for the claim as this will be added on by the judge. Adding to this - A&L then sent me a cheque offering to settle for....£35.50!! ~Needless to say I refused