Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
A&L have acknowledged my claim and have until 14th March to defend/pay up. My questions is: do I have to send a copy of the Breakdown of charges to the court at this stage? or do I just wait and see if they defend?
I am slightly confused after looking at these threads
Send one now making sure you clearly mark it with the claim number, also send another one to A&L - I know they've already had at least 2 but you know how banks are at losing paperwork!
You don't have to send any other correspondence - just claim and Breakdown of charges.
I would be wary of giving A&L any chance of being able to defend this by going over the 6 years. Is the amount over that time worth taking the risk? However, this is only my own opinion and perhaps someone else has experience of claiming more than that time.