Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    warrih Novitiate

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    Default MCOL advice needed please!

    Hi all,

    A&L have acknowledged my claim and have until 14th March to defend/pay up. My questions is: do I have to send a copy of the Breakdownicon of charges to the court at this stage? or do I just wait and see if they defend?

    I am slightly confused after looking at these threads

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  2. #2
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    Default Re: MCOL advice needed please!

    Send one now making sure you clearly mark it with the claim number, also send another one to A&L - I know they've already had at least 2 but you know how banks are at losing paperwork!

    If in doubt read the FAQs

    If still in doubt - ask!

  3. #3
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    Default Re: MCOL advice needed please!

    Thanks for your advice.

    And what about all other correspondence between myself and the bank, should I send that too, or just the Breakdownicon of charges?

    I am also claiming for a bit of money which falls just outside of the 6 year window which A&L are contesting.

    Am I right in thinking that I just need to hold out for the full amount as they won't defend in court anyway?

    Any advice much appreciated!


  4. #4
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    Lightbulb Re: MCOL advice needed please!

    You don't have to send any other correspondence - just claim and Breakdownicon of charges.

    I would be wary of giving A&L any chance of being able to defend this by going over the 6 yearsicon. Is the amount over that time worth taking the risk? However, this is only my own opinion and perhaps someone else has experience of claiming more than that time.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE