Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I thought I better start a seperate thread for hubby's claim.
S.A.R. sent on 22 Aug 06;
Prelim on 04 Oct as they took forever with the statements; lba on 23 Oct;
Court claim filed on 21 Nov for £1,404.41 for charges & contractual interest at 26.4% (rate charged pre-6yrs ago); aq sent in on 26 Jan 07. Last date for filing was 09 Feb and the courts or I haven't seen anything from Barclays since.
I called Paul Quinn a couple of days ago and he said they had sent it in and would chase. I reminded him that they've recently settled my claim in full, two days before the hearing (similar claim, bigger numbers) but he said irrespective of that they have to give other more imminent claims priority, and suspects they will be calling me to settle two weeks before a hearing date.
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Called the court today as not heard anything. Have been issued with a court date of 19th April for the small claims hearing.
I guess the fun begins from about 10th April then!
Crash
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Bundle sent via TNT yesterday with an application for costs included, just so that they know I'm gonna be claiming those too
Crash
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Rung Paul Quinn today to remind him of the imminent court hearing next Thursday. They are swamped as usual so he will be in touch on Monday. All the better for me, anyway I hear they are now giving in without much of a telephone fight (dagnabbit!)
Crash
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Feel a bit sick now, but Paul called and asked me for a settlement figure. I gave him the full amount with costs. He called back after 10 mins saying they were prepared to pay the full claim that went into court, but not the application for costs, calling me a 'serial' litigant!! I said fine, we'll just leave it up to the judge to decide. We went around in circles for a bit, and he said we will instruct a barrister to come into court, it's not an empty threat etc. I said fine. He finished off by saying it's obvious we're not going to come to an agreement, see you in court.
Thus I feel a bit sick (GULP!) however, for now I am sticking to my guns.
We'll see how things progress and whether I get another call in a couple of days.
Crash
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
so they're ok with the charges plus comp CI but not the costs?
that make sense, not
'serial litigant'? no problems with them being a 'serial illegal charger' then?
sounds like you're on the cusp of a win to me
excellent news
can I ever so slightly have a look at your various letters regarding the CI argument? They clearly get the job done. I'm still at prelim stage with the CI claims
Well he called back to say there was a bit of confusion over my costs page. They seemed to be looking at MY costs from my previous claim, rather than hubby's although I can't understand how they've managed to mix them up, as hubby's bundle definitely had his costs (£384.93) in them. I faxed it off to him and confirmed that he'd received it.
Maybe that's why they got so funny...they were thinking I'd snuck it the same costs from an older claim, which isn't the case at all (it was more in my last claim too!)
Still we'll see what happens.
Crash
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Thanks Kimmy, it's not over just yet but we'll see
Crash
DAY 1: 12/09 - S A R to British Gas
DAY 45: 27/10 - Data Non-Compliance sent off
DAY 67: 18/11 - N1 Deemed served
DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06 24 Days: E2Save Settled in full £70 59 Days: Barclaycard claim Settled in full £134.39 162 Days: Halifax Settled in full £1543.80 179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs 254 Days: Barclays 2 Settled in full £1450.91
Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.
To be honest, I cant really advise anymore than Crash already knows. Ive only just started my claim #2 so am behind, so it'll be more like me asking than advising.
Im getting prepared for a rough ride on this one.
Crash v Barclays2**won**
on 23 Oct;
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Originally Posted by dar3n
what i meant was trying to find the legal term you quoted on spleens thread re costs
oh well swings and roundabouts gonna wallop them now pre six years ha ha