Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
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Anyone successful claiming contractual interest with A&L?
Im just dealing with my father in laws claim against A&L and I just wondered if anybody has been successful claiming Compounded contractual interest with Alliance & Leicester.
Ive had a quick sweep through the successes but short of reading them individually, I cant quite tell if anyone has been successful.
Does anyone know if anyone has?
Morgan Stanley **Won 31.01.07 with CCI** Capital One **Won 19.04.07 with CCI** Halifax current & Joint
Verbal S.A.R 11.01.07, stats recd 18.01.07 Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs GE Capital Frazercard Prelim sent with CCI 27.01.07 Burtons Prelim sent with CCI 22.01.07
RBOS Visa S.A.R sent 12.01.07 Partners JJB card (Creation) *Won* with part interest - 15.02.07
Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07
Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs
Re: Anyone successful claiming contractual interest with A&L?
Hi young,
Thanks for posting.....I have spent about 4 weeks reading round on this site lol, still cant find people with A&L that claimed CCI!
Morgan Stanley **Won 31.01.07 with CCI** Capital One **Won 19.04.07 with CCI** Halifax current & Joint
Verbal S.A.R 11.01.07, stats recd 18.01.07 Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs GE Capital Frazercard Prelim sent with CCI 27.01.07 Burtons Prelim sent with CCI 22.01.07
RBOS Visa S.A.R sent 12.01.07 Partners JJB card (Creation) *Won* with part interest - 15.02.07
Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07
Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs
Re: Anyone successful claiming contractual interest with A&L?
Hi young, I only just noticed your reply on here so apologies for not replying.
Yes Im going to try for CCI, I have been claiming it back on all my credit cards and 2 have already paid up.
I was just wondering how A&L do with contractual.
Morgan Stanley **Won 31.01.07 with CCI** Capital One **Won 19.04.07 with CCI** Halifax current & Joint
Verbal S.A.R 11.01.07, stats recd 18.01.07 Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs GE Capital Frazercard Prelim sent with CCI 27.01.07 Burtons Prelim sent with CCI 22.01.07
RBOS Visa S.A.R sent 12.01.07 Partners JJB card (Creation) *Won* with part interest - 15.02.07
Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07
Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs
Re: Anyone successful claiming contractual interest with A&L?
There are many opinions on this area. You do need to read up on it, because you are responsible for your actions regarding your claim - no one else.
I personally do not like the term "contractual interest", because in part this area of law is relevant to business transactions, you as an individual are not a business.
However the principles of mutuality and reciprocity, have been argued, but the basis for this is arguable.
I feel that there is a case for denial of benefit due to unlawful deduction of your funds etc.
Like what I say show - add to my reputation (click the scales!)
My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.
Halicrap - Full settlement 12/06 £408.34
Crapitol 1 - Settled in Full 27/04/07 £15808-)
All & Pester - Claim served £5695 4/09, Stayed
Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09
Lloybles - No CCA, CPR disclosure notices served.
Re: Anyone successful claiming contractual interest with A&L?
Hi Sergeant,
Thanks for your most.
My posts may be misinterpreted. I already know about contractual and i have read that lovely thread before but what I was asking was "Had anyone been paid contractual from A&L"
Morgan Stanley **Won 31.01.07 with CCI** Capital One **Won 19.04.07 with CCI** Halifax current & Joint
Verbal S.A.R 11.01.07, stats recd 18.01.07 Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs GE Capital Frazercard Prelim sent with CCI 27.01.07 Burtons Prelim sent with CCI 22.01.07
RBOS Visa S.A.R sent 12.01.07 Partners JJB card (Creation) *Won* with part interest - 15.02.07
Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07
Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs
Re: Anyone successful claiming contractual interest with A&L?
Great news, thanks for letting me know. It always helps when you know they have paid out CCI.
Morgan Stanley **Won 31.01.07 with CCI** Capital One **Won 19.04.07 with CCI** Halifax current & Joint
Verbal S.A.R 11.01.07, stats recd 18.01.07 Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs GE Capital Frazercard Prelim sent with CCI 27.01.07 Burtons Prelim sent with CCI 22.01.07
RBOS Visa S.A.R sent 12.01.07 Partners JJB card (Creation) *Won* with part interest - 15.02.07
Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07
Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs
Re: Anyone successful claiming contractual interest with A&L?
We have made numerous claims and they have paid 29.8%. They don't seem to check the rate of interest, they just pay which seems very lax to me. I'm not complaining ;-)
Like what I say show - add to my reputation (click the scales!)
My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.
Halicrap - Full settlement 12/06 £408.34
Crapitol 1 - Settled in Full 27/04/07 £15808-)
All & Pester - Claim served £5695 4/09, Stayed
Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09
Lloybles - No CCA, CPR disclosure notices served.
Re: Anyone successful claiming contractual interest with A&L?
Finally had chance to complete N1. Filing off tomorrow with 17.08% CI.
Morgan Stanley **Won 31.01.07 with CCI** Capital One **Won 19.04.07 with CCI** Halifax current & Joint
Verbal S.A.R 11.01.07, stats recd 18.01.07 Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs GE Capital Frazercard Prelim sent with CCI 27.01.07 Burtons Prelim sent with CCI 22.01.07
RBOS Visa S.A.R sent 12.01.07 Partners JJB card (Creation) *Won* with part interest - 15.02.07
Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07
Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs
Re: Anyone successful claiming contractual interest with A&L?
Update - Deemed served 18th May 07, letter from A&L today enclosing Acknowledgement of service.
Morgan Stanley **Won 31.01.07 with CCI** Capital One **Won 19.04.07 with CCI** Halifax current & Joint
Verbal S.A.R 11.01.07, stats recd 18.01.07 Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs GE Capital Frazercard Prelim sent with CCI 27.01.07 Burtons Prelim sent with CCI 22.01.07
RBOS Visa S.A.R sent 12.01.07 Partners JJB card (Creation) *Won* with part interest - 15.02.07
Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07
Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs
Anyone successful claiming contractual interest with A&L?
with Alliance & Leicester.
Reply With Quote
but what I was asking was "Had anyone been paid contractual from A&L"