Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
You can claim for any charges that you have not previously made a claim for. However, you may want to set up another account as it is likely that HSBC will close your account after a second claim.
I got as far as my lba and they got refunded straight away. It was very easy to be honest.
Something tells me it wont be as easy this time. I am trying to make an appointment to see my branch this weekend to discuss the situation and basically 'ask' for them to be refunded...
anything is worth a try, but i'm inclined to thiink that as the last claim didn't go as far as taking them to court - you can treat this as your first claim so......
good luck with it