Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I refer to default charges applied to my account amounting £2803.00, which I have requested you pay back.
I wrote to you on October 9th, 2006, making the original request for a payment in settlement of my claim. As I have not received a satisfactory response, I am writing to inform you I intend to claim the full amount claimed together with interest up to the date of judgment and court fees in the proceedings through the county court.
This is based on the Unfair Terms in Consumer Contracts Regulations, as I believe these default charges are unfair and not proportionate to your costs, and therefore the court will rule in my favour.
I have attached a full schedule of the charges and interest with this document.
without prejudice The charges and interest I have claimed above total £2803.00 However, if you are prepared to pay to me £ 2000.00 within 14 days of the date of this letter (and, for such purpose, time shall be of the essence), I am prepared to accept this lower figure in Full and final settlement of my claim and interest.
I look forward for a full response to this letter within 7 days, otherwise I will commence court proceedings to reclaim my money.
Hi
If this is the lba and you have given them 14 days, it is now time to start the Court claim. You are wasting your time ringing them.
Good luck, let us know how you get on.
Barty
Who do I call?
TSB Bank plc,
settlement of my claim and interest.
Reply With Quote
Re: Who do I call?
