Thread: Advice regarding intrest on statements

i have started working my way through all the steps so far i recieved my statements from RBS and have added all charges up £782

what i am confused about (and im sorry if this is in another thread as i have trawled the site)is intrest, the intrest shown on my account for been overdrawn is that claimable also as well as charges,


im sorry if i make no sense this is all getting rather complicated now,

so for example my statement would show

13th nov intrest 29th october withdrawn £9.82

do i add all these intrest charges to my schedule and class them as charges,

and if so what is daily intrest and the 8% and the spredsheets come into everything

sorry for been a noob on this but hope you can all help me

much obliged scott

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thank you essix however i am still confused

i have a total of 782 pounds of charges ranging over 3 years with the royal Bank of Scotland,

now i understand i dont claim for the 8% extra unless i win in court,
but what confuses me is how do i work out how much intrest they took from me regarding my charges

do i need to know the RBS unauthorised borrowing rate? and work it out that way, ive looked at the spreadsheets and just getting bogged off with it all, how would i look if i just claimed for the charges no intrest just charges

my account in 500 pounds in the red you see and they owe me nearly 800, i just want the account wiped so thats one debt less to worry about, anything extra would be a bonus, please everyone help me if possible,

i have my preliminary letter ready to print just totally lost now,

many thanks scott