Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have received an acknowledgement of claim from Cobbetts but they have stated that the defendant is National Westmister bank not RBS as named on the summons. On contacting Cobbetts a very apologetic solicitor ssured me that this was right as the two banks were as one.
He has promised to forward a letter to myself and the court to explain this.
I am not convinced that this is an ok thing to do, yes NWB is part of the RBS group, as I understand, but they trade as completely different entities. I wonder if this is another trick to delay, cause confusion,put claimants off.
The court asked me to send a copy of the acknowledgement of claim as they had not received it as we spoke. I was also told that in the case of any dispute as to liability a judge would decide.
This feels very a very odd thing for Cobbetts to have done and I wondered if anyone else had had the same thing happen.
The solicitor was so, so nice that i was definitely not convinced of his sincerity, but maybe I am doing him a disservice as I do tend towards cynicism at times.
Any comments welcome.
I wouldnt worry about it.When I claimed against Yorkshire Bank it turned out that my claim was really against Clydesdale bank the parent company who dealt with the legal side of it.Didnt make anydifference they still paid up with a clydesdale cheque The main thing was YB is in england and Clydesdale is in Scotland so was able to keep the claim in the English system